Singapore Investing Calculators & Tools
Free calculators for CPF, S-REITs, dividends, retirement planning, and more.
Bond Yield to Maturity (YTM) Calculator Singapore 2026
Calculate the yield to maturity of any Singapore bond — SGS bonds, corporate bonds, or SSBs — instantly in SGD with full coupon and capital gain analysis.
Use Calculator →Brokerage Fee Calculator Singapore 2026
Compare SGX and US stock trading costs across 6 major Singapore brokers — free calculator with instant results in SGD.
Use Calculator →Buy vs Rent Calculator Singapore 2026
Should you buy or rent a home in Singapore? Compare total costs, equity build-up, and investment returns — free calculator with real-time results in SGD.
Use Calculator →Car Loan Calculator Singapore 2026
Calculate your monthly car loan repayment, total interest and LTV ratio instantly — free calculator with real-time results in SGD.
Use Calculator →Compound Interest Calculator Singapore 2026
See how your savings and investments grow over time — free compound interest calculator with real-time results in SGD, including monthly contributions and a year-by-year growth chart.
Use Calculator →CPF Accrued Interest Calculator Singapore 2026
Estimate the CPF accrued interest and total refund amount you owe to CPF when selling your HDB flat or private property — free calculator with real-time results in SGD.
Use Calculator →CPF Cash Top-Up Tax Relief Calculator Singapore 2026
Calculate your CPF Retirement Sum Topping-Up Scheme (RSTU) tax relief instantly — free calculator with real-time results in SGD showing how much you save on personal income tax.
Use Calculator →CPF Contribution Calculator Singapore 2026
Calculate your exact CPF employee and employer contributions by salary and age — free real-time calculator in SGD.
Use Calculator →CPF FIRE Number Calculator Singapore 2026 — How Much Do You Need to Retire Early?
Use our free CPF FIRE number calculator Singapore to find out how much money you need to retire early. Factor in CPF SA growth, CPF Life payouts, and investment returns.
Use Calculator →CPF Housing Grant Calculator Singapore 2026
Estimate your HDB housing grants — Enhanced CPF Housing Grant (EHG), Family Grant, and Proximity Housing Grant — in seconds. Free calculator with real-time SGD results for BTO and resale flats.
Use Calculator →CPF Investment Scheme (CPFIS) Calculator Singapore 2026
Calculate how much CPF OA you can invest, project your returns vs the 2.5% floor rate, and see if CPFIS makes sense for you — free calculator with real-time SGD results.
Use Calculator →CPF LIFE Payout Calculator Singapore
Use the CPF LIFE calculator to estimate your monthly payout at 65. Compare Standard, Basic & Escalating plans vs BRS/FRS/ERS thresholds for 2026.
Use Calculator →CPF Medisave Top-Up Calculator Singapore 2026
Calculate how much you can top up to your Medisave Account, your tax relief, and estimated interest earned — free calculator with real-time results in SGD.
Use Calculator →CPF Minimum Sum Tracker Singapore 2026
See if your CPF OA + SA balance is on track to meet the Basic, Full, or Enhanced Retirement Sum by age 55 — free calculator with real-time results in SGD.
Use Calculator →CPF OA SA MA Allocation Calculator
Use this free CPF OA SA MA allocation calculator for Singapore 2026. See how your CPF contributions split by age, estimate annual interest earned, and find your optimal strategy.
Use Calculator →CPF Retirement Sum Calculator Singapore: Project Your BRS, FRS & ERS
Free CPF retirement sum calculator singapore. Project your CPF SA balance at 55 vs BRS, FRS & ERS targets. Includes voluntary top-up guidance and growth chart.
Use Calculator →CPF Take-Home Pay Calculator Singapore 2026
Instantly calculate your monthly take-home pay after CPF deductions — free calculator with real-time results in SGD for Singapore Citizens, PRs, and all age groups.
Use Calculator →CPF Withdrawal at 55 Calculator Singapore 2026
Find out exactly how much CPF cash you can withdraw at age 55 — free calculator with real-time results in SGD, based on CPF Board 2026 retirement sums.
Use Calculator →Dividend Growth Rate Calculator Singapore 2026
Calculate your dividend CAGR, yield on cost, and projected future income — free calculator with real-time results in SGD.
Use Calculator →Dividend Reinvestment (DRIP) Calculator Singapore 2026
See how reinvesting dividends compounds your wealth faster than taking cash — free DRIP calculator with real-time results in SGD.
Use Calculator →Dollar-Cost Averaging (DCA) Investment Calculator Singapore 2026
Use our free investment calculator Singapore to compare DCA vs lump sum returns. See your final portfolio value, total gains, and estimated dividend income in SGD.
Use Calculator →Emergency Fund Calculator Singapore 2026
Calculate your ideal emergency fund size based on your expenses, job stability, and dependants — free calculator with real-time results in SGD.
Use Calculator →ETF Expense Ratio Impact Calculator Singapore 2026
See exactly how fund fees erode your wealth over time — free calculator showing the true cost of expense ratios in SGD.
Use Calculator →Fixed Deposit Ladder Calculator Singapore 2026
Split your savings across multiple FD tenors to earn more interest while keeping liquidity — free calculator with real-time results in SGD.
Use Calculator →HDB Loan vs Bank Loan Calculator Singapore 2026
Compare HDB concessionary loan (2.60% p.a.) against current bank fixed rates — see your monthly payment, total interest, and true cost difference in SGD instantly.
Use Calculator →Home Loan Affordability Calculator Singapore 2026
Instantly check your TDSR, MSR, monthly instalment, and maximum loan eligibility — free calculator with real-time results in SGD.
Use Calculator →Inflation Calculator Singapore 2026
Calculate how inflation erodes purchasing power in Singapore — free real-time results in SGD showing your money's future cost and real value.
Use Calculator →Lump Sum vs DCA Investment Calculator Singapore 2026
Should you invest everything now or spread it out? Compare lump sum investing vs dollar-cost averaging — free calculator with real-time results in SGD.
Use Calculator →Net Worth Calculator Singapore 2026
Calculate your total net worth in Singapore — including CPF, property, investments, REITs and all liabilities — with real-time results in SGD.
Use Calculator →Passive Income Goal Calculator Singapore 2026
Find out exactly how much capital you need to generate your target monthly passive income — free calculator with real-time results in SGD.
Use Calculator →Portfolio Rebalancing Calculator Singapore 2026
See exactly how much to buy or sell across your holdings — free calculator with real-time results in SGD.
Use Calculator →Rental Yield Calculator Singapore 2026
Calculate gross yield, net yield, and total return on your Singapore rental property — free calculator with real-time results in SGD.
Use Calculator →Retirement Planning Calculator Singapore
Project your retirement corpus, CPF LIFE payout, and monthly income gap — in under 2 minutes. Free, Singapore-specific.
Use Calculator →Rights Issue Calculator Singapore 2026
Calculate your TERP, rights entitlement, subscription cost, and yield impact for any S-REIT or Singapore stock rights issue — free tool with real-time results in SGD.
Use Calculator →Robo-Advisor Fee Comparison Calculator Singapore 2026
Compare annual fees for Endowus, Syfe, StashAway, Tiger Robo & MoneyOwl — free calculator with real-time results in SGD.
Use Calculator →S-REIT Gearing Ratio & ICR Calculator Singapore
Calculate S-REIT gearing ratio and interest coverage ratio instantly. Free Singapore REIT calculator with MAS 50%/60% limit analysis. Updated 2026.
Use Calculator →S-REIT Total Return Calculator Singapore 2026
Calculate your S-REIT's total return — price appreciation plus distributions — and compare against the STI benchmark. Free calculator with real-time results in SGD.
Use Calculator →S-REIT Yield vs SGS Bond Spread Calculator — Singapore 2026
Compare Singapore REITs dividend yield vs SGS 10-year bond spread with our free 2026 calculator. Find out if S-REIT yields are attractive vs risk-free bonds.
Use Calculator →Savings Rate Calculator Singapore 2026
Calculate your monthly savings rate, financial independence (FI) number, and years to FI — free calculator with real-time SGD results.
Use Calculator →Singapore Dividend Portfolio Yield Calculator — Calculate Your Passive Income
Use our free Singapore dividend calculator to calculate your portfolio yield, annual income and monthly income across S-REITs and dividend stocks. Includes income goal planner.
Use Calculator →Singapore Income Tax Calculator 2026
Estimate your YA2026 personal income tax in seconds — free calculator with real-time results in SGD, covering employment income, reliefs, CPF and SRS deductions.
Use Calculator →Singapore Insurance Gap Calculator — Free Coverage Check
Find out how much coverage you actually need — and what you're missing.
Use Calculator →Singapore REITs Dividend Yield & SGS Bond Spread Calculator
Singapore REITs dividend yield calculator — compare S-REIT portfolio yield vs the 10-year SGS bond spread. Free interactive tool for Singapore investors.
Use Calculator →Singapore Stamp Duty Calculator 2026 (BSD + ABSD)
Calculate your Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) instantly — free calculator with real-time results in SGD for all buyer profiles.
Use Calculator →Singapore T-Bill, SSB & Fixed Deposit Comparison Calculator 2026
Compare Singapore T-bill interest rate, SSB returns & fixed deposit yields in one free calculator. Find the best low-risk savings option for your money in 2026.
Use Calculator →SRS Tax Savings Calculator Singapore 2026 — How Much Tax Will You Save?
Free SRS Tax Savings Calculator for Singapore 2026. Calculate your annual tax relief from SRS contributions, model your SRS balance at retirement, and plan the optimal 10-year withdrawal strategy.
Use Calculator →Time Value of Money (TVM) Calculator Singapore
Free Singapore TVM calculator — compute future value, present value and compound growth in under 2 minutes. Includes CPF, S-REIT and inflation scenarios.
Use Calculator →Withholding Tax on Dividends Calculator Singapore 2026
Calculate the withholding tax (WHT) drag on your dividend income from foreign stocks and ETFs — free calculator with real-time results in SGD.
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Free Singapore Financial Calculators
Managing your finances in Singapore means juggling CPF contributions, retirement planning, REIT dividends, and tax-advantaged accounts like SRS. Our free calculators are built specifically for Singapore investors — every input, formula, and example uses SGD figures, CPF Board rates, and real SGX data so you get accurate, locally relevant results instead of generic global tools.
Whether you are a working professional planning your CPF investment strategy, a retiree estimating your CPF LIFE monthly payouts, or a dividend investor building a portfolio of Singapore REITs, these tools help you model different scenarios before committing real money. Each calculator includes a detailed guide explaining the methodology, key assumptions, and Singapore-specific considerations — because understanding how the numbers work is just as important as the numbers themselves.
All calculators are free to use with no sign-up required. They cover core topics including CPF OA and SA allocation, retirement planning, dividend yield projections, dollar-cost averaging, SRS tax savings, and S-REIT dividend yields. For key investing concepts, explore our Singapore investing glossary — covering terms like dividend yield, net property income, CPFIS, and gearing ratio. If you are new to investing in Singapore, start with our VWRA guide or passive income guide for a broader overview of building long-term wealth.