GXS Bank Referral Code 2026: YONG477

Sign up with code YONG477 and get a welcome bonus when you open your GXS Bank account.

Open GXS Account →

How to Use the GXS Bank Referral Code

  1. Download the GXS app from the App Store or Google Play.
  2. Sign up using your Singpass MyInfo.
  3. Enter referral code YONG477 during registration.
  4. Complete verification and deposit at least S$100 to qualify for the welcome bonus.

The referral code must be entered during sign-up. It cannot be applied retroactively.

Current Offer (May 2026)

  • Welcome bonus for new users who sign up with referral code YONG477
  • Earn up to 3.48% p.a. on your GXS Savings Account
  • No minimum balance, no lock-in period

Promotion subject to change. Check the GXS app for the latest rates.

What Is GXS Bank?

GXS Bank is a digital bank in Singapore, backed by the Grab-Singtel consortium. Licensed by the Monetary Authority of Singapore (MAS) in 2022, GXS launched as one of Singapore’s first digital-only banks alongside MariBank and Trust Bank.

GXS offers a streamlined mobile banking experience with competitive savings rates, personal loans (FlexiLoan), and a debit card — all without physical branches.

GXS Bank Products

Product Key Feature
Savings Account Up to 3.48% p.a., no minimum balance
GXS Debit Card Visa debit card, instant virtual card
GXS FlexiLoan Personal loans from S$200, flexible repayment
GXS FlexiCard Credit line with pay-later flexibility

GXS Bank vs MariBank vs Trust Bank

Feature GXS Bank MariBank Trust Bank
Backed By Grab + Singtel Sea Group Standard Chartered + FairPrice
Savings Rate Up to 3.48% p.a. Up to 2.7% p.a. Up to 3.5% p.a.
Personal Loan FlexiLoan from S$200 Mari Instant Loan Not available
Debit Card Yes (Visa) Yes (Visa) Yes (Visa)
Referral Code YONG477 2DCT80WQ HTWYQP95

Is GXS Bank Safe?

Yes. GXS Bank is licensed by the Monetary Authority of Singapore (MAS) and is a member of the Singapore Deposit Insurance Corporation (SDIC). Your deposits are insured up to S$100,000, the same protection as all banks in Singapore.

GXS is backed by Grab Holdings and Singtel, two of Southeast Asia’s largest technology and telecommunications companies.

Open Your GXS Account Today

Use referral code YONG477 when you sign up.

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Frequently Asked Questions

What is the GXS Bank referral code for 2026?
The GXS Bank referral code for 2026 is YONG477. Enter this code when signing up through the GXS app to receive a welcome bonus.
Is GXS Bank safe to use?
Yes. GXS Bank is licensed by the Monetary Authority of Singapore (MAS) and your deposits are insured up to S$100,000 by the Singapore Deposit Insurance Corporation (SDIC).
What interest rate does GXS Bank offer?
GXS Bank offers up to 3.48% p.a. on savings with no minimum balance requirement. Rates are tiered and may change — check the GXS app for the latest rates.
Who is behind GXS Bank?
GXS Bank is a joint venture between Grab Holdings and Singtel. It is one of Singapore’s licensed digital full banks.
Can I use GXS Bank with CPF or SRS?
No. GXS Bank is a digital bank that offers savings accounts and personal loans. It does not support CPF or SRS investments.
Does GXS Bank have a physical branch?
No. GXS Bank is fully digital. All banking services are accessed through the GXS mobile app.
What is GXS FlexiLoan?
GXS FlexiLoan is a personal loan product that lets you borrow from S$200 with flexible repayment terms. Interest rates and eligibility depend on your credit profile.
How do I contact GXS Bank customer support?
You can reach GXS Bank through in-app chat support or email. There is no phone hotline as GXS operates fully digitally.