by The Kopi Notes | May 30, 2026 | ETFs
CSPX vs VOO: Why Singapore Investors Are Losing Money on VOO (2026) A data-backed comparison for Singapore investors — withholding tax, estate tax, and 20-year cost projections in SGD. CSPX is the better S&P 500 ETF for most Singapore investors. While VOO charges...
by The Kopi Notes | May 29, 2026 | Banking, Digital Banks
GXS Bank Singapore: Complete Review (2026)Interest rates, savings account features, loans, safety, and how GXS compares to MariBank and Trust Bank. GXS Bank is a digital bank in Singapore licensed by the Monetary Authority of Singapore (MAS), jointly backed by Grab...
by The Kopi Notes | May 29, 2026 | Life Insurance
Critical Illness Insurance Singapore 2026: Complete Guide to Plans, Coverage & CostsA critical illness diagnosis can derail your finances in weeks. Critical illness insurance Singapore pays a tax-free lump sum on diagnosis — giving you cash to cover treatment...
by The Kopi Notes | May 29, 2026 | S REITS
If you hold units in Starhill Global REIT (SGX: P40U) — or you’re researching it as an income investment — one question comes up every time: how reliable is the dividend, and what does the DPU trajectory look like? This guide answers exactly that. We break down...
by The Kopi Notes | May 29, 2026 | ETFs
STI ETF at Record Highs 2026: Should You Still Buy ES3 or G3B? The Straits Times Index crossed 5,000 for the first time in February 2026 and hit an all-time high of 5,073 in May — up 27% year-on-year. If you missed the rally, here is what Singapore investors need to...
by The Kopi Notes | May 29, 2026 | ETFs
ETF Singapore: Complete Guide to Investing in ETFs (2026)Best ETFs for Singapore investors — index funds, S-REIT ETFs, tax advantages, and step-by-step buying guide. ETFs (Exchange-Traded Funds) are the most cost-effective way for Singapore investors to access global...
by The Kopi Notes | May 28, 2026 | Life Insurance
DPS Singapore 2026: What Is the Dependants’ Protection Scheme & How Much Coverage Do You Get? A complete guide to the Dependants’ Protection Scheme (DPS) — Singapore’s CPF-linked group term life insurance covering millions of working...
by The Kopi Notes | May 28, 2026 | Investment Insurance
Universal Life Insurance Singapore 2026: Complete Guide to Premiums, Cash Value & Is It Worth It? Universal life insurance combines lifelong death benefit protection with a cash-value savings component — but is it the right fit for Singapore investors? This guide...
by The Kopi Notes | May 28, 2026 | Digital Banks
Trust Bank Promo Code 2026: HTWYQP95 — S$50 Bonus & All Latest Promotions Looking for the best Trust Bank promo code in 2026? Use referral code HTWYQP95 to unlock a S$50 cash bonus, plus enjoy 3.5% p.a. savings interest and exclusive cashback promotions. This...
by The Kopi Notes | May 28, 2026 | S REITS
S-REIT Sectors Singapore 2026: Industrial vs Retail vs Office vs Healthcare vs Hospitality A complete sector-by-sector breakdown of Singapore REITs — yield comparison, DPU analysis, gearing ratios, and our best picks across all five S-REIT sectors. Not financial...
