by The Kopi Notes | Oct 2, 2026 | CPF, Digital Banks
Endowus CPF OA vs CPF Special Account 2026: Is Investing Still Worth It at a 4% Guaranteed Rate? The real breakeven math behind CPFIS-OA investing through Endowus, now that CPF Special Account money earns a guaranteed 4% p.a. CPF Ordinary Account (OA) savings earn a...
by The Kopi Notes | Sep 20, 2026 | CPF, Retirement Planning
TRENDING MACRO — SEPTEMBER 2026Singapore Retirement Age 2026: How the Rate Hike Reshapes Your CPF LIFE Payouts & Retirement TimelineUpdated September 2026 • 11 min read Singapore’s statutory retirement age is 63 in 2026, rising to 65 by 2030. The...
by The Kopi Notes | Sep 19, 2026 | CPF
SRS Account Singapore 2026: Best Ways to Invest Your SRS After the Fed Rate Hike The Fed raised rates to 3.75–4.00% on 16 September 2026, and that changes the calculus for every SRS account holder in Singapore. Higher global rates mean higher yields on fixed income...
by The Kopi Notes | Sep 16, 2026 | CPF
SRS Account Sep 2026: How the Fed Rate Hike Affects Your Fixed Income Options Published September 2026 · CPF & SRS Investing · The Kopi Notes Your SRS account gives you a powerful tax-deferred space for fixed income investments — and the Fed’s rate hike in...
by The Kopi Notes | Sep 12, 2026 | CPF
SRS Account Withdrawal Strategy Singapore 2026: How to Minimise Tax on Your SRS Withdrawals The 50% tax exemption, 10-year window and optimal withdrawal amounts — a plain-English guide. Table of Contents Why Your Withdrawal Strategy Matters More Than Your...
by The Kopi Notes | Sep 10, 2026 | CPF
SRS Account Investment Options Singapore 2026: Where to Put Your Money 7 ways to grow your SRS savings — ranked by risk and expected return The Supplementary Retirement Scheme (SRS) lets Singapore residents contribute up to S$15,300 per year — S$35,700 for foreigners...