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Home » Articles » Digital Banks
Endowus CPF OA vs CPF Special Account 2026: Is Investing Still Worth It at a 4% Guaranteed Rate?

Endowus CPF OA vs CPF Special Account 2026: Is Investing Still Worth It at a 4% Guaranteed Rate?

by The Kopi Notes | Oct 2, 2026 | CPF, Digital Banks

Endowus CPF OA vs CPF Special Account 2026: Is Investing Still Worth It at a 4% Guaranteed Rate? The real breakeven math behind CPFIS-OA investing through Endowus, now that CPF Special Account money earns a guaranteed 4% p.a. CPF Ordinary Account (OA) savings earn a...
Is moomoo Safe for Savings? Cash Plus vs Bank Deposit Protection (2026)

Is moomoo Safe for Savings? Cash Plus vs Bank Deposit Protection (2026)

by The Kopi Notes | Oct 2, 2026 | Digital Banks

Is moomoo Safe for Savings? Cash Plus vs Bank Deposit Protection (2026) Comparing MAS trust account protection vs SDIC coverage for MariBank, GXS & Trust Bank moomoo is safe for investing and trading in Singapore — it holds a Capital Markets Services (CMS) licence...
Endowus Fund Performance Review 2026: Flagship Portfolios vs the Market Benchmark

Endowus Fund Performance Review 2026: Flagship Portfolios vs the Market Benchmark

by The Kopi Notes | Oct 1, 2026 | Digital Banks

Endowus Fund Performance Review 2026: Flagship Portfolios vs the Market BenchmarkDigital Banks · October 2026 Endowus publishes a monthly performance review for its Flagship portfolios, and in 2026 the 100% Equity Portfolio has mostly tracked or modestly beaten...
GXS FlexiLoan Singapore Review 2026: Rates, Fees & Is It Worth It?

GXS FlexiLoan Singapore Review 2026: Rates, Fees & Is It Worth It?

by The Kopi Notes | Oct 1, 2026 | Digital Banks

GXS FlexiLoan Singapore Review 2026: Rates, Fees & Is It Worth It?Digital Banks · October 2026 GXS FlexiLoan is a fully digital personal loan from GXS Bank — Singapore’s first home-grown digital bank — offering instalment loans from 2.88% p.a. flat (EIR from...
TribeCar + Trust Bank + Syfe + IBKR: Ranking Your Cash by Rate Certainty (2026)

TribeCar + Trust Bank + Syfe + IBKR: Ranking Your Cash by Rate Certainty (2026)

by The Kopi Notes | Sep 30, 2026 | Digital Banks

TribeCar + Trust Bank + Syfe + IBKR: The Rate Certainty Ladder (2026) Three “high rate” destinations for your freed-up TribeCar savings — but only one of them guarantees the number you see. Here’s how to rank Trust Bank, Syfe Cash+ Guaranteed, and...
GXS Bank Singapore (2026): Complete Guide — Accounts, Rates, FlexiLoan & Referral Code

GXS Bank Singapore (2026): Complete Guide — Accounts, Rates, FlexiLoan & Referral Code

by The Kopi Notes | Sep 30, 2026 | Digital Banks

GXS Bank Singapore (2026): Complete Guide — Accounts, Rates, FlexiLoan & Referral Code Everything you need to know about Singapore’s MAS-licensed digital bank: savings rates, Boost Pockets, FlexiLoan, FlexiCard, and how to claim your referral bonus. Data...
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