by The Kopi Notes | Oct 2, 2026 | CPF, Digital Banks
Endowus CPF OA vs CPF Special Account 2026: Is Investing Still Worth It at a 4% Guaranteed Rate? The real breakeven math behind CPFIS-OA investing through Endowus, now that CPF Special Account money earns a guaranteed 4% p.a. CPF Ordinary Account (OA) savings earn a...
by The Kopi Notes | Oct 2, 2026 | Digital Banks
Is moomoo Safe for Savings? Cash Plus vs Bank Deposit Protection (2026) Comparing MAS trust account protection vs SDIC coverage for MariBank, GXS & Trust Bank moomoo is safe for investing and trading in Singapore — it holds a Capital Markets Services (CMS) licence...
by The Kopi Notes | Oct 1, 2026 | Digital Banks
Endowus Fund Performance Review 2026: Flagship Portfolios vs the Market BenchmarkDigital Banks · October 2026 Endowus publishes a monthly performance review for its Flagship portfolios, and in 2026 the 100% Equity Portfolio has mostly tracked or modestly beaten...
by The Kopi Notes | Oct 1, 2026 | Digital Banks
GXS FlexiLoan Singapore Review 2026: Rates, Fees & Is It Worth It?Digital Banks · October 2026 GXS FlexiLoan is a fully digital personal loan from GXS Bank — Singapore’s first home-grown digital bank — offering instalment loans from 2.88% p.a. flat (EIR from...
by The Kopi Notes | Sep 30, 2026 | Digital Banks
TribeCar + Trust Bank + Syfe + IBKR: The Rate Certainty Ladder (2026) Three “high rate” destinations for your freed-up TribeCar savings — but only one of them guarantees the number you see. Here’s how to rank Trust Bank, Syfe Cash+ Guaranteed, and...
by The Kopi Notes | Sep 30, 2026 | Digital Banks
GXS Bank Singapore (2026): Complete Guide — Accounts, Rates, FlexiLoan & Referral Code Everything you need to know about Singapore’s MAS-licensed digital bank: savings rates, Boost Pockets, FlexiLoan, FlexiCard, and how to claim your referral bonus. Data...