by The Kopi Notes | Oct 3, 2026 | Digital Banks
Singapore Bank Fixed Deposit Rate 2026: Every Major Bank Compared October 2026 Update — Rates from DBS, UOB, OCBC, CIMB, HL Bank, Maybank & More 📋 What You’ll Find in This Guide All Singapore Bank FD Rates at a Glance Local Banks: DBS, UOB, OCBC, CIMB,...
by The Kopi Notes | Oct 3, 2026 | News
Singapore’s CPF Board confirmed this week that the 4% interest rate floor on Special, MediSave, and Retirement Accounts (SMRA) will remain in place through December 31, 2027 — a full year beyond the previous end-2026 guarantee. With T-bill yields sitting at...
by The Kopi Notes | Oct 3, 2026 | Life Insurance
Life Insurance Singapore 2026: How Much Coverage Do You Actually Need? A practical needs-analysis guide using the DIME method — with real premium data, a worked example for a typical Singapore family, and step-by-step buying advice. Life insurance in Singapore...
by The Kopi Notes | Oct 3, 2026 | Retirement Planning
TL;DR — MRSS 2026 at a Glance What you get: Dollar-for-dollar government matching on cash top-ups into your CPF Retirement Account (RA) — up to $2,000 per year. Lifetime cap: $20,000 in total government matching per eligible person. Who qualifies: Singapore Citizens...
by The Kopi Notes | Oct 3, 2026 | Investing
What Is Dollar Cost Averaging? Singapore Investor’s Guide (2026) Updated October 2026 · 8 min read Dollar cost averaging (DCA) is an investing strategy where you invest a fixed sum at regular intervals — say, SGD 500 every month — regardless of whether markets...