by The Kopi Notes | Jul 30, 2026 | S REITS
ESR-REIT 1H2026 Results: DPU Up 2.4% to 11.51 Cents on Portfolio Upgrade (SGX: 9A4U) Gearing falls to 41.4%, an Australian logistics buy adds 5.1% DPU accretion — here’s what the 28 July numbers mean for you. ESR-REIT (SGX: 9A4U) reported 1H2026 total DPU...
by The Kopi Notes | Jul 30, 2026 | News
Fed Holds Rates in July 2026: 9-3 Vote Signals a Hawkish Turn — What It Means for Singapore Investors The FOMC held steady at 3.50%–3.75% on 29 July 2026 — but three dissenting votes and a hawkish tone are reshaping what “lower rates...
by The Kopi Notes | Jul 30, 2026 | Integrated Shield Plans
MediSave for Integrated Shield Plan Riders 2026: How Much Can You Actually Use? A plain-English breakdown of Additional Withdrawal Limits, deductibles, and co-payments under MOH’s new ISP rider rules. Yes, MediSave can still pay for your Integrated Shield Plan...
by The Kopi Notes | Jul 30, 2026 | Travel & FX
Wise Exchange Rate Singapore: How It’s Calculated & How to Get the Best Deal (2026) The real mid-market rate, transparent fees from 0.23%, and how it stacks up against Singapore banks and money changers. The Wise exchange rate is the real mid-market rate —...
by The Kopi Notes | Jul 30, 2026 | News
MAS tightened monetary policy for the second straight quarter on 27 July 2026, letting the Singapore dollar strengthen further to cap inflation, which it now expects to stay elevated into early 2027. For SG investors, that means firmer SGD, resilient cash yields, and...
