by The Kopi Notes | Jul 30, 2026 | Life Insurance
How Much Term Life Insurance Do You Need in Singapore (2026)? Your DPS baseline, the DIME method, and Singapore’s S$373 billion protection gap — a step-by-step way to find your real number. Most Singaporeans need term life insurance equal to 9 to 12 times their...
by The Kopi Notes | Jul 30, 2026 | Investing
How to Invest in Singapore: DIY, Robo-Advisor, or Financial Adviser? (2026) Before you pick a single stock or fund, decide who’s actually going to manage your money — you, an algorithm, or a licensed human. Table of Contents Contents -- Click to expand Why...
by The Kopi Notes | Jul 30, 2026 | Investment Insurance
Endowment Plan vs CPF Singapore 2026: Which Gives You Better Guaranteed Returns? CPF’s Special/Retirement Account floor pays 4% p.a. guaranteed. The average Singapore endowment plan guarantees just 1.8%. Here’s the full breakdown — including whether...
by The Kopi Notes | Jul 29, 2026 | Digital Banks
Syfe + IBKR: The Two-Platform Income Strategy for Singapore Dividend Investors (2026) How to pair Syfe’s SRS-eligible managed portfolios with IBKR’s global direct market access — fees compared, dividend withholding tax broken down by instrument type,...
by The Kopi Notes | Jul 29, 2026 | S REITS
Digital Core REIT 2026: 1H Results Show 97% Occupancy, Flat 1.80¢ DPU — But Is It a Buy? (SGX: DCRU) Singapore’s only pure-play US data centre REIT, sponsored by Digital Realty — full 1H2026 results breakdown, portfolio deep-dive, tenant...
