by The Kopi Notes | Jul 31, 2026 | Integrated Shield Plans
Can MediSave Pay Your Integrated Shield Plan Deductible? (2026 Guide) What changed on 1 April 2026, the deductible amounts by ward class, and exactly which MediSave limits apply to your claim. MediSave can pay your Integrated Shield Plan (ISP) deductible and...
by The Kopi Notes | Jul 31, 2026 | Investment Insurance
Endowment Plan vs T-Bills Singapore 2026: Which Gives Better Guaranteed Returns? The 6-month T-bill’s yield has risen for three straight auctions, hitting 1.59% p.a. on 30 July. The average Singapore endowment plan still guarantees more, at 1.81% p.a. But one of...
by The Kopi Notes | Jul 30, 2026 | Digital Banks
FSMOne + IBKR: The Two-Platform DIY Investing Strategy for Singapore Investors (2026) FSMOne handles CPF, SRS and flat-fee SGX trades. IBKR opens 150+ markets across 33 countries. Here is exactly where each platform wins — including the original crossover...
by The Kopi Notes | Jul 30, 2026 | S REITS
Centurion Accommodation REIT 2026: Singapore’s First Living Sector REIT (SGX: 8C8U) — Complete Investor Guide Inside the S$2 billion sponsor-backed REIT combining workers’ accommodation in Singapore with student housing in the UK and Australia. Centurion...
by The Kopi Notes | Jul 30, 2026 | S REITS
ESR-REIT 1H2026 Results: DPU Up 2.4% to 11.51 Cents on Portfolio Upgrade (SGX: 9A4U) Gearing falls to 41.4%, an Australian logistics buy adds 5.1% DPU accretion — here’s what the 28 July numbers mean for you. ESR-REIT (SGX: 9A4U) reported 1H2026 total DPU...
