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Home » Author: <span>The Kopi Notes</span>
CPF 4% Interest Floor Extended to End-2027: What Singapore Investors Need to Know

CPF 4% Interest Floor Extended to End-2027: What Singapore Investors Need to Know

by The Kopi Notes | Oct 3, 2026 | News

Singapore’s CPF Board confirmed this week that the 4% interest rate floor on Special, MediSave, and Retirement Accounts (SMRA) will remain in place through December 31, 2027 — a full year beyond the previous end-2026 guarantee. With T-bill yields sitting at...
Life Insurance Singapore 2026: How Much Coverage Do You Actually Need?

Life Insurance Singapore 2026: How Much Coverage Do You Actually Need?

by The Kopi Notes | Oct 3, 2026 | Life Insurance

Life Insurance Singapore 2026: How Much Coverage Do You Actually Need? A practical needs-analysis guide using the DIME method — with real premium data, a worked example for a typical Singapore family, and step-by-step buying advice. Life insurance in Singapore...
Matched Retirement Savings Scheme Singapore 2026: Dollar-for-Dollar CPF Top-Ups Guide

Matched Retirement Savings Scheme Singapore 2026: Dollar-for-Dollar CPF Top-Ups Guide

by The Kopi Notes | Oct 3, 2026 | Retirement Planning

TL;DR — MRSS 2026 at a Glance What you get: Dollar-for-dollar government matching on cash top-ups into your CPF Retirement Account (RA) — up to $2,000 per year. Lifetime cap: $20,000 in total government matching per eligible person. Who qualifies: Singapore Citizens...
What Is Dollar Cost Averaging? Singapore Investor’s Guide (2026)

What Is Dollar Cost Averaging? Singapore Investor’s Guide (2026)

by The Kopi Notes | Oct 3, 2026 | Investing

What Is Dollar Cost Averaging? Singapore Investor’s Guide (2026) Updated October 2026 · 8 min read Dollar cost averaging (DCA) is an investing strategy where you invest a fixed sum at regular intervals — say, SGD 500 every month — regardless of whether markets...
Education Endowment Plan Singapore 2026: Best Plans for Your Child’s University Fund (Rates Compared)

Education Endowment Plan Singapore 2026: Best Plans for Your Child’s University Fund (Rates Compared)

by The Kopi Notes | Oct 3, 2026 | Investment Insurance

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