Is Longbridge Safe? MAS Licence, Custody and Risks for Singapore Investors (2026)
What protects your shares and cash at Longbridge Singapore, and what does not.
Longbridge is a licensed broker in Singapore. Long Bridge Securities Pte. Ltd. holds a Capital Markets Services licence from the Monetary Authority of Singapore (licence no. CMS101211), and it says client securities and cash are kept in custody accounts with authorised third parties, separate from its own money. That protects you if the company fails, but it does not protect you from market losses, and Singapore has no SDIC-style insurance for broker accounts.
Not financial advice. Information from Longbridge’s licence and regulatory pages and MAS sources, checked 4 November 2026. The Kopi Notes may earn a referral fee if you sign up through our link.
Table of Contents
Is Longbridge Regulated by MAS?
Yes. Longbridge’s Singapore broker is Long Bridge Securities Pte. Ltd. (UEN 202111825D). It holds a Capital Markets Services licence for dealing in securities, collective investment schemes and exchange-traded derivatives, and is an exempt financial adviser.
| Item | Detail |
|---|---|
| Singapore entity | Long Bridge Securities Pte. Ltd. |
| Regulator | Monetary Authority of Singapore (MAS) |
| Licence | Capital Markets Services licence, no. CMS101211 |
| Financial advice status | Exempt financial adviser |
| Office | Asia Square Tower 2, 12 Marina View, Singapore |
Source: Longbridge Licence & Regulatory page, 4 November 2026
You can confirm any broker’s licence yourself on the MAS Financial Institutions Directory. Search the full entity name, not the app name.
Where Your Shares and Cash Are Held
Longbridge states that it keeps customer securities in custody, and customer cash in custody accounts with authorised third parties, segregated from its own capital. It also says it audits those counterparties periodically.
Segregation matters because it keeps client assets out of reach of the broker’s creditors if the broker goes under. Under Singapore’s Securities and Futures Act, licensed brokers must hold client money in trust accounts, separate from their own.
One thing to understand: Longbridge describes a custody model, where securities are held for you through custodians. That is how most app brokers work, and it is legal and common. If holding SGX shares in your own CDP account matters to you, ask Longbridge how your SGX holdings are registered before you move a large portfolio.
What Is Not Protected
| Risk | Protected? | Why |
|---|---|---|
| Longbridge itself fails | Largely, via segregation | Client assets are held apart from company money |
| Share prices fall | No | Market losses are your own risk at any broker |
| Bank-style deposit insurance | No | SDIC covers bank and finance company deposits, not broker accounts |
| US SIPC cover | No, for Singapore accounts | SIPC membership belongs to Longbridge’s US broker-dealer, not the Singapore entity |
| Account takeover from a phishing link | Only partly | Security features help, but stolen logins are your first line of risk |
Source: The Kopi Notes summary of Longbridge, SDIC and SIPC public information, November 2026
The SIPC point trips people up. Longbridge’s group includes a US broker-dealer that is a SIPC member, but Singapore residents open accounts with Long Bridge Securities Pte. Ltd., which is regulated by MAS. Do not assume SIPC applies to your account.
Longbridge’s Other Licences
| Entity | Regulator | Licence |
|---|---|---|
| Long Bridge Securities Pte. Ltd. | MAS (Singapore) | CMS licence CMS101211 |
| Long Bridge HK Limited | SFC (Hong Kong) | CE No. BPX066; Types 1, 2, 4 and 9 |
| Long Bridge Securities LLC | SEC / FINRA (US) | CRD 314519; SIPC member |
| Long Bridge Securities Limited | New Zealand | Registered financial service provider FSP600050 |
Source: Longbridge Singapore website footer, 4 November 2026
A broker regulated in several major markets has to meet several sets of capital and conduct rules. It is a sign of a serious operator, though your protection still depends on the Singapore entity you deal with.
Is Longbridge Cash Plus Safe?
Cash Plus sweeps idle cash into money market funds; our Cash Plus review covers the specific funds. Money market funds are low-risk, but they are investments, not deposits. They are not SDIC-insured and their yield moves with interest rates.
For an emergency fund you want guaranteed, a bank or digital bank savings account with SDIC cover up to S$100,000 is the safer home.
Practical Risks to Know
- App and platform outages. Any app broker can go down during a busy market. Do not rely on one app for time-sensitive trades.
- Promotion conditions. Welcome rewards need deposits held for 30 or 90 days. Withdraw early and you lose the reward. That is a cost, not a safety issue, but it catches people out.
- Currency risk. US and Hong Kong shares are priced in foreign currency, so SGD returns move with exchange rates.
- Scam look-alikes. Only download the app from the official store listing and never share one-time passwords.
A 5-Minute Safety Checklist
- Check Long Bridge Securities Pte. Ltd. on the MAS Financial Institutions Directory.
- Download the app from the official App Store or Google Play listing.
- Turn on two-factor authentication and a trading password.
- Fund with a small amount first and test a withdrawal back to your bank.
- Keep your emergency fund in an SDIC-covered bank account, not in a broker.
Longbridge offer · 1–30 November 2026
Welcome rewards worth up to S$1,517* for new users
- NVIDIA shares worth S$50 to S$1,300, depending on deposit tier
- 8.8% p.a. interest boost on up to S$10,000 in Cash Plus for 90 days (up to S$217), with a S$2,000 deposit
- Lifetime $0 commission on US, HK and SG stocks, plus 60 days of US and HK platform fee coupons
*Partner link · T&Cs apply. Rewards need a net deposit held for 30 or 90 days. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Verdict
Longbridge is as safe as other MAS-licensed app brokers in Singapore: licensed, with client assets segregated from the company’s own money. It is not risk-free, and neither SDIC nor SIPC covers your Singapore account.
If you are comparing platforms, see is moomoo safe for the same checks on moomoo, our Longbridge review for the full picture, and Longbridge fees for what each trade costs.
Frequently Asked Questions
Is Longbridge regulated in Singapore?
Yes. Long Bridge Securities Pte. Ltd. holds a Capital Markets Services licence from MAS, licence number CMS101211, and is an exempt financial adviser.
Is my money safe if Longbridge goes bust?
Longbridge says client securities and cash are held in custody accounts with authorised third parties, separate from its own capital, which keeps them out of reach of its creditors. Market losses are not covered.
Is Longbridge covered by SDIC?
No. SDIC covers deposits at banks and finance companies. Broker accounts and money market funds such as Cash Plus are not SDIC-insured.
Does SIPC protect Singapore Longbridge accounts?
No. SIPC membership belongs to Longbridge’s US broker-dealer. Singapore residents hold accounts with the MAS-regulated Singapore entity.
How does Longbridge hold my shares?
Longbridge says it keeps customer securities in custody with authorised third parties, separate from its own assets. If you want SGX shares in your own CDP account, confirm with Longbridge how SGX holdings are registered before transferring a large portfolio.
Is Longbridge Cash Plus risky?
It invests in money market funds, which are low-risk but not guaranteed and not SDIC-insured. Yields change with interest rates.
This article was researched with the help of AI. While we strive to keep all information accurate and up to date, there may be errors. If you notice any discrepancies, please contact us.
