by The Kopi Notes | Aug 1, 2026 | Life Insurance
Critical Illness Insurance Waiting Period, Survival Period & Pre-Existing Conditions ExplainedSingapore 2026 — the three fine-print rules that decide if your CI claim actually gets paid Critical illness (CI) insurance in Singapore has three separate rules that...
by The Kopi Notes | Aug 1, 2026 | Investing
How to Invest in Singapore When You’re Self-Employed or Freelancing (2026) No employer CPF, no fixed paycheck — here’s how to build a real investment plan anyway. Table of Contents Contents -- Click to expand Why Self-Employed Investors Need a...
by The Kopi Notes | Aug 1, 2026 | Investment Insurance
Endowment Plan vs Savings Account Singapore 2026: Which Gives Better Guaranteed Returns? High-yield savings accounts advertise up to 4.45% p.a. The average Singapore endowment plan guarantees only 1.8% p.a. Here is what you actually earn on each — and why the two...
by The Kopi Notes | Jul 31, 2026 | Digital Banks
Trust Bank + IBKR: The Cash-Plus-Investing Two-Platform Strategy for Singapore Investors (2026) Earn up to 2.40% p.a. on your cash buffer with Trust Bank, then invest the surplus through IBKR at close to zero cost — without touching CPF or SRS at all. Trust Bank...
by The Kopi Notes | Jul 31, 2026 | S REITS
UI Boustead REIT (SGX: UIBU) 2026: Complete Investor Guide to Singapore’s Biggest S-REIT IPO of the YearOccupancy surged from 89.4% at IPO to 98.1% within four months — here’s the full breakdown of the S$1.9 billion Singapore-Japan industrial portfolio, its 7.4-7.8%...
