by The Kopi Notes | Oct 1, 2026 | Digital Banks
GXS FlexiLoan Singapore Review 2026: Rates, Fees & Is It Worth It?Digital Banks · October 2026 GXS FlexiLoan is a fully digital personal loan from GXS Bank — Singapore’s first home-grown digital bank — offering instalment loans from 2.88% p.a. flat (EIR from...
by The Kopi Notes | Oct 1, 2026 | News
Three of Singapore’s largest blue-chip REITs — CapitaLand Integrated Commercial Trust (CICT), CapitaLand Ascendas REIT (CLAR), and Mapletree Industrial Trust (MIT) — report their latest results this October. With S-REITs down 8.2% year-to-date while the broader...
by The Kopi Notes | Oct 1, 2026 | Retirement Planning
TL;DR — SRS Tax Relief at a Glance (as at Sep 2026) SC/PR cap: $15,300/year into your SRS account (foreigners: $35,700) Tax relief: every dollar contributed reduces your chargeable income at your marginal rate Annual saving: $1,071 (at 7%) → $3,366 (at 22% for top...
by The Kopi Notes | Oct 1, 2026 | Life Insurance
What Is Term Life Insurance? A Complete Guide for Singapore (2026) Your plain-English guide to term life insurance meaning, how it works in Singapore, how much cover you need, and how to choose the right policy — verified October 2026. Term life insurance is a type of...
by The Kopi Notes | Oct 1, 2026 | Investment Insurance
ILP vs ETF Singapore: Which Grows Your Wealth More in 2026? ? Table of Contents What Is an Investment-Linked Policy (ILP)?What Is an ETF?The Fee Gap: ILP vs ETF Costs Compared20-Year Wealth Simulation (SGD 100,000)When an ILP Makes SenseWhen an ETF WinsHow to Get...