by The Kopi Notes | Jul 2, 2026 | News
Singapore’s risk-free rates have collapsed. The 6-month T-bill cut off at just 1.47% on 23 June 2026, down from nearly 4% at the 2023 peak, while 3-month compounded SORA sits near 1.06%. For savers who parked cash in T-bills and fixed deposits, the easy yield...
by The Kopi Notes | Jul 1, 2026 | News
From today, 1 July 2026, Singapore’s statutory retirement age rises to 64 and the re-employment age to 69 — the second-last step toward the 2030 target of 65 and 70. Paired with 2026’s higher CPF contribution rates for senior workers and a larger Full...
by The Kopi Notes | Jun 30, 2026 | News
Singapore’s domestic rates keep sliding even as the US Federal Reserve signals a higher-for-longer 2026. 3-month SORA has collapsed to about 1.06%, 6-month T-bills cleared at just 1.47% on 23 June, and the best fixed deposits now top out near 1.60%. For S-REIT...
by The Kopi Notes | Jun 29, 2026 | News
Singapore’s “risk-free” yields have quietly collapsed. The 6-month T-bill cut off at just 1.47% on 23 June 2026, the July Singapore Savings Bond offers a first-year rate of only 1.46%, and the best 12-month fixed deposit sits at 1.60%. For SG retail...
by The Kopi Notes | Jun 28, 2026 | News
Singapore’s statutory retirement age rises from 63 to 64 on 1 July 2026. That gives you until 30 June 2026 to open a Supplementary Retirement Scheme (SRS) account and lock in the lower age-63 penalty-free withdrawal age for life — with a contribution as small as...
by The Kopi Notes | Jun 28, 2026 | News
Fed’s Hawkish Pause Hammers Singapore REITs — Banks Soar: What It Means for Your Portfolio The June 2026 FOMC meeting sent a clear signal: rates are staying higher for longer. Here’s what Singapore retail investors need to do now. The US Federal Reserve...
