by The Kopi Notes | Aug 4, 2026 | News
The August 2026 Singapore Savings Bond (SBAUG26) pays 2.06% p.a. over 10 years, its second straight monthly dip, while the 6-month T-bill yield climbed to 1.59% on 30 July. With CPF OA still guaranteeing 2.5% and fixed deposits capped near 1.65%, Singapore investors...
by The Kopi Notes | Aug 4, 2026 | Life Insurance
Direct Term Life Insurance Singapore 2026: The Complete DPI GuideHow to buy up to S$400,000 of term life cover directly from an insurer — no adviser, no commission Direct Purchase Insurance (DPI) is a MAS-standardised term or whole life insurance product that...
by The Kopi Notes | Aug 4, 2026 | Investing
How to Invest in Singapore as a Couple: Joint Accounts, CPF Top-Ups, and Merging Your Money (2026) A practical guide for Singapore couples — what you can and can’t combine across CPF, SRS, and brokerage accounts, and how to team up on investing anyway. In...
by The Kopi Notes | Aug 4, 2026 | Investment Insurance
Endowment Plan vs ETF Investing Singapore 2026: Guaranteed Returns vs Global Market Growth A side-by-side look at endowment plans against globally diversified ETFs like VWRA and CSPX — guaranteed rates, real historical returns, fees, tax, and who should pick...
by The Kopi Notes | Aug 3, 2026 | Digital Banks
FSMOne + GXS Bank: The CPF & SRS Two-Platform Strategy for Singapore Investors (2026) Grow your CPF-OA and SRS money with FSMOne. Keep true cash liquid and earning in GXS Bank — a combo IBKR can’t offer. FSMOne is one of the few Singapore platforms...
