Best Investing Platforms in Singapore (2026): Complete Guide

Brokerages, robo-advisors, and fund platforms — compared side by side for Singapore investors.

Singapore’s best investing platforms in 2026 include Interactive Brokers (IBKR) for active stock and ETF traders, Syfe and Endowus for hands-off robo-investing, FSMOne for fund access, and MooMoo for commission-free trading with a modern app. The right platform depends on what you’re investing in, how much you’re starting with, and how involved you want to be.

Not financial advice. All figures are for educational reference only. Data as at June 2026 unless noted.

Table of Contents

Types of Investing Platforms in Singapore

Before you compare individual platforms, you need to understand what type of platform you actually need. Singapore has three main categories.

Brokerages let you buy and sell individual stocks, ETFs, bonds, and other securities directly. You choose what to buy and when. Examples include Interactive Brokers (IBKR), Saxo Markets, MooMoo, and Lim & Tan Securities. Brokerages suit active investors who want control over their portfolio.

Robo-advisors invest your money for you in a diversified portfolio of ETFs, automatically rebalancing as markets move. You pick a risk level, top up regularly, and let the algorithm do the rest. Examples include Syfe, Endowus, StashAway, and AutoWealth. Robo-advisors are best for passive investors who want a hands-off approach.

Fund platforms give you access to unit trusts and ETFs from multiple fund houses through a single account. FSMOne is the main example in Singapore. They sit between brokerages and robo-advisors — you choose your funds, but access a wider range than through a brokerage alone.

There’s also a fourth option: some Singapore investors use CPF Investment Scheme (CPFIS) or Supplementary Retirement Scheme (SRS) accounts to invest through approved platforms. Not every platform is CPFIS- or SRS-eligible, so this matters if you want to invest using these accounts.

Best Brokerages in Singapore 2026

For investors who want to buy individual stocks and ETFs — especially globally listed products like CSPX or VWRA on the London Stock Exchange — a brokerage is the right tool.

Interactive Brokers (IBKR)

IBKR is the most cost-effective brokerage for Singapore investors who trade US stocks and LSE-listed ETFs regularly. Commission is USD 1 per US stock trade (or 0.005% of trade value, whichever is higher). For Singapore stocks via SGX, the minimum is SGD 2.50 per trade. There’s no minimum deposit and no inactivity fee as of 2024. IBKR’s multi-currency account also avoids repeated FX conversion costs — you can hold SGD, USD, and GBP in the same account.

The trade-off: IBKR’s platform is complex. First-time investors often find it overwhelming. But for anyone buying ETFs on the LSE (like CSPX or VWRA) with SGD 10,000 or more, IBKR is hard to beat on cost. Use referral code jianxiong368 when signing up.

MooMoo Singapore

MooMoo (by Futu Singapore) has grown rapidly since launching here in 2022. It offers commission-free trading for US stocks, competitive rates for Hong Kong and Singapore equities, and a clean mobile app that active traders love. The minimum funding requirement is low, and the interface is far more beginner-friendly than IBKR.

However, MooMoo charges higher fees on LSE-listed ETFs compared to IBKR — so if your main goal is buying CSPX or VWRA, IBKR remains cheaper. For US stocks or SGX-listed ETFs (like ES3 or G3B), MooMoo is excellent. You can read our full moomoo Singapore review for a detailed fee breakdown.

Saxo Markets Singapore

Saxo is a Danish brokerage with a strong Singapore presence. It offers access to over 70,000 instruments including stocks, ETFs, bonds, options, and CFDs across 50+ exchanges. The minimum deposit is SGD 2,000 (Classic account), making it less accessible to complete beginners. Saxo suits investors who want broad market access and advanced charting tools.

Commission on US stocks starts from USD 1 per trade; SGX stocks from SGD 3. Saxo also offers custody accounts which are SRS-eligible — a useful feature for retirement investors.

Tiger Brokers

Tiger Brokers is another popular choice, especially for investors focused on US and Hong Kong markets. Commission-free US stock trades are offered on certain account tiers. The mobile app has a strong following among younger Singapore investors. Like MooMoo, it’s less ideal for LSE ETF investing but competitive for US and HK equities.

Best Robo-Advisors in Singapore 2026

Robo-advisors are the simplest way to invest in Singapore. You deposit money, pick a risk level (usually 1–10), and the platform builds and manages a diversified ETF portfolio on your behalf. No stock-picking required.

Syfe

Syfe is one of Singapore’s largest robo-advisors by AUM. It offers several portfolio types: Core Equity100 (100% global equities), Core Growth (mix of equities and bonds), REIT+ (Singapore REITs), Income+ (dividend-focused), and a Cash+ account for idle money. Management fees range from 0.35–0.65% p.a. depending on your portfolio size — larger balances get lower fees.

Syfe also has Syfe Brokerage, which lets you buy individual stocks and ETFs — combining robo and self-directed investing under one roof. The minimum investment is SGD 100. Use our Syfe referral code and sign-up bonus (SRPRFFFCD) to earn a cash reward when you open your account.

Endowus

Endowus is unique in two ways: it accepts CPF (Ordinary Account and Special Account) and SRS funds, and it rebates 100% of fund trailer fees back to investors. This makes it especially attractive for retirement-focused investing. Portfolios are built from low-cost Dimensional Fund Advisors (DFA) and Vanguard funds.

Management fees are 0.25–0.60% p.a. on investable assets (cash fee). The minimum investment is SGD 1,000 for cash, SGD 1,000 for SRS, and SGD 1,000 for CPF. If you’re using your CPF to invest, Endowus is one of the very few approved platforms that can do this. See our Endowus referral code (2V343) for a sign-up bonus.

StashAway

StashAway pioneered robo-advisory in Singapore when it launched in 2017. Its ERAA (Economic Regime Asset Allocation) framework adjusts the portfolio’s risk exposure based on macroeconomic conditions — a differentiator from simple rule-based rebalancers. Management fees are 0.2–0.8% p.a. on a sliding scale. There’s no minimum investment, making it the most accessible robo-advisor for absolute beginners.

StashAway also offers Simple (a cash management account) and Income (monthly dividend payouts). SRS-eligible. For a full comparison of robo-advisors, see our syfe vs endowus 2026 deep-dive.

AutoWealth

AutoWealth is a smaller robo-advisor that builds portfolios from Vanguard ETFs. It charges a flat fee of 0.5% p.a. management fee plus USD 18 per year platform fee. While the ETF selection is simpler than rivals, the flat fee model can work out cheaper for smaller portfolios. Minimum investment is SGD 3,000.

Fund Platforms: FSMOne and Others

Fund platforms are different from both brokerages and robo-advisors. You pick your own funds — from hundreds of unit trusts and ETFs — but they’re aggregated on one platform for easy management.

FSMOne (Fundsupermart)

FSMOne is Singapore’s leading fund supermart. It gives you access to over 1,000 unit trusts from 100+ fund houses, plus ETFs traded on SGX. The standout feature: many unit trusts are available at zero sales charge (0% upfront fee), a significant saving over buying through banks which typically charge 3–5%.

For ETF investing, FSMOne’s Regular Savings Plan (RSP) allows monthly auto-investment into ETFs like ES3 (STI ETF) or SWRD (global ETF) from as little as SGD 50 per month. This is one of the easiest ways to dollar-cost average into the market without manual trades each month. Annual platform fee is 0.18% p.a. on unit trusts. Use our FSMOne referral code (P0544985) for a welcome bonus.

Phillip POEMS

Phillip Securities’ POEMS platform is one of Singapore’s oldest brokerages. It offers access to Singapore, US, and Hong Kong stocks, as well as unit trusts and ETFs. POEMS has a Regular Savings Plan that lets you invest a fixed monthly amount into approved stocks and ETFs. Minimum per counter is SGD 100/month. Useful for disciplined long-term investors who want a local brokerage with CPF-CPFIS eligibility.

Platform Comparison: Fees, Minimums and Best For

Here’s a side-by-side comparison of the major investing platforms available to Singapore residents as at June 2026. All fees are indicative — check each platform’s current schedule before investing.

Source: Platform websites and fee schedules, June 2026. Fees are indicative and subject to change.

How to Choose the Right Investing Platform

The best investing platform for you depends on four things: what you’re investing in, how much you’re starting with, how actively you want to manage your portfolio, and whether you’re using CPF or SRS funds.

Step 1: Know What You’re Investing In

If you want to buy global index ETFs like CSPX or VWRA (listed on the London Stock Exchange), you need a brokerage — specifically IBKR or Saxo. Robo-advisors don’t let you pick individual ETFs.

If you want a globally diversified portfolio without picking anything, a robo-advisor like Syfe or StashAway does this automatically. If you want access to Singapore T-bills, SSBs, or fixed deposits, check out our Singapore T-bills 2026 guide and Singapore Savings Bonds guide.

Step 2: Check the Minimum Investment

StashAway and MooMoo have no minimums. Syfe starts at SGD 100. Endowus requires SGD 1,000. Saxo requires SGD 2,000. AutoWealth requires SGD 3,000. If you’re starting small (under SGD 1,000), StashAway or Syfe are the most accessible options.

Step 3: Calculate the Total Cost of Ownership

Robo-advisor fees of 0.5% p.a. don’t sound like much. On SGD 10,000, that’s SGD 50/year. On SGD 100,000, that’s SGD 500/year. As your portfolio grows, these fees compound. A self-directed brokerage investor who buys and holds a low-cost ETF (like CSPX at 0.07% TER) can pay dramatically less in fees over a 20-year horizon.

For a Singapore retirement planning perspective, run the numbers with our Singapore retirement calculator to see how fees affect long-term returns.

Step 4: Decide on CPF or SRS Investing

If you want to use your CPF (Ordinary Account) to invest in unit trusts or ETFs, you’re limited to CPFIS-approved platforms and products. POEMS and FSMOne support CPFIS investing. For SRS, Endowus, Saxo, StashAway, and FSMOne are all eligible. For a deeper look, see our guide on CPF investment strategy.

Best Investing Platforms for Beginners in Singapore

If you’re new to investing and don’t know where to start, here’s our recommendation for 2026:

Under SGD 1,000: Start with StashAway (no minimum, 0.8% fee on small balances) or Syfe (from SGD 100). Both platforms handle everything automatically — just top up regularly.

SGD 1,000–10,000: Consider Endowus for the fee rebates and CPF/SRS eligibility, or Syfe for its broader product range. If you want to learn to self-direct, open an IBKR account and start buying a low-cost global ETF like IWDA or CSPX monthly.

SGD 10,000+: At this level, the cost difference between robo-advisors and self-directed ETF investing becomes meaningful. A SGD 50,000 portfolio at 0.5% fee costs SGD 250/year in management fees — on top of the underlying ETF’s TER. Many Singapore investors at this level switch to IBKR and buy ETFs directly. For passive income ideas, see our guide to passive income Singapore.

Whichever platform you choose, the most important thing is to start. The difference between starting at 25 vs 35 can be worth hundreds of thousands of dollars at retirement — far more than the fee difference between platforms.

Disclaimer: This article is for educational purposes only and does not constitute financial advice. Always do your own research and consider speaking with a licensed financial adviser before making investment decisions. The Kopi Notes may receive referral fees from platforms linked in this article.

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