by The Kopi Notes | Apr 14, 2026 | CPF
CPF Contribution Changes April 2026: Complete Guide for Singapore Workers From 1 January 2026, Singapore’s CPF contribution rates for senior workers aged 55–65 increased by 1.5 percentage points in total — employer rates up 0.5% and employee rates up 1%. The...
by The Kopi Notes | Apr 13, 2026 | CPF, Retirement Planning
CPF BHS 2026: Basic Healthcare Sum Raised to S$79,000 — What It Means for Your MediSave From 1 January 2026, the CPF Basic Healthcare Sum (BHS) increased to S$79,000 — up 4.6% from S$75,500 in 2025. Whether you are still building your MediSave or nearing retirement,...
by The Kopi Notes | Apr 12, 2026 | CPF, Retirement Planning
CPF Changes 2026: Everything Singapore Workers Need to Know From a higher Ordinary Wage ceiling to a new Basic Healthcare Sum and updated retirement sums — 2026 brings some of the biggest CPF policy shifts in years. Here’s what changed, what it means for your...
by The Kopi Notes | Mar 29, 2026 | CPF
CPF Investment Strategy 2026: How to Grow Your CPF-OA Beyond 2.5%Your CPF Ordinary Account (CPF-OA) earns a guaranteed 2.5% per year — but for Singaporeans willing to take on some investment risk, the CPF Investment Scheme (CPFIS) opens the door to potentially higher...
by The Kopi Notes | Jan 4, 2026 | CPF
Most Singaporeans know that the CPF Special Account (SA) is meant for retirement. Few realise just how powerful it can be when optimised correctly. When I finally sat down and ran the numbers — properly — the results honestly shocked me. Not because CPF is “amazing...
