by The Kopi Notes | Sep 9, 2026 | CPF
Singapore CPF Changes 2026: What You Need to Do NowYour 2026 action guide — BRS raised to S$110,200, BHS at S$79,000, OW ceiling now S$8,000. Here is exactly what each change means for your CPF account. Singapore CPF changes in 2026 raise the Basic Retirement Sum...
by The Kopi Notes | Sep 9, 2026 | ETFs
Currency-Hedged vs Unhedged ETFs: Which Should Singapore Investors Choose? (2026 Guide) SGD is near decade highs against the USD. Here’s what that actually does to your VWRA or CSPX returns — and whether hedging is worth the extra cost. Currency-hedged ETFs use...
by The Kopi Notes | Sep 9, 2026 | Integrated Shield Plans
ISP GUIDE · 2026 What Is an Integrated Shield Plan (ISP)? Singapore’s Complete 2026 Guide Everything you need to know about ISPs — how they work, which providers offer them, and how the April 2026 rider changes affect your out-of-pocket costs. An...
by The Kopi Notes | Sep 9, 2026 | Digital Banks
Malaysia Fixed Deposit Rate (September 2026) Best Rates Up to 4.38% p.a. — All Banks Compared & Verified 📋 In This Guide Best Malaysia FD Rates Right Now (September 2026) Best Pick by Category Board Rates vs Promotional Rates How Malaysia Fixed Deposits Work For...
by The Kopi Notes | Sep 9, 2026 | News
Singapore’s 6-month T-bill cut-off yield surged to 1.60% p.a. at the August 27 auction — the highest level of 2026 — reversing months of decline and catching many investors off guard. With the next auction (BS26118E) scheduled for September 10, investors have a...
