by The Kopi Notes | Jul 2, 2026 | ETFs
Yes, moomoo is safe for Singapore investors. The platform is MAS-regulated as a Capital Markets Services Licensee, segregates client funds in dedicated accounts, provides insurance coverage up to SGD 75,000, and uses industry-standard encryption and two-factor...
by The Kopi Notes | Jul 2, 2026 | Integrated Shield Plans
Should You Upgrade MediShield Life to an Integrated Shield Plan? (2026 Guide) Everything you need to know before spending a dollar extra on health insurance in Singapore. Upgrading MediShield Life to an Integrated Shield Plan (ISP) gives you access to higher ward...
by The Kopi Notes | Jul 2, 2026 | Travel & FX
Does YouTrip Work in China? Complete Guide for Singapore Travellers (2026) YouTrip, Alipay, WeChat Pay — here’s what actually works in China and how to set it all up before you fly. Yes, YouTrip works in China — but with important caveats. YouTrip is a...
by The Kopi Notes | Jul 2, 2026 | Digital Banks
Best Credit Card in Singapore for Young Adults (2026 Guide) Digital-first picks with zero annual fees, low income requirements, and real cashback — for students and young professionals. The best credit card in Singapore for young adults in 2026 is the Trust Bank Visa...
by The Kopi Notes | Jul 2, 2026 | News
Singapore’s risk-free rates have collapsed. The 6-month T-bill cut off at just 1.47% on 23 June 2026, down from nearly 4% at the 2023 peak, while 3-month compounded SORA sits near 1.06%. For savers who parked cash in T-bills and fixed deposits, the easy yield...