by The Kopi Notes | Aug 6, 2026 | Investing
How to Invest a Windfall in Singapore: Bonus, Inheritance, or Property Sale Proceeds (2026) A sudden lump sum needs a different plan than your monthly salary — here’s a framework for handling it well. A windfall — a year-end bonus, an inheritance, or...
by The Kopi Notes | Aug 6, 2026 | Reports, S REITS
Singapore’s S-REIT sector — 41 trusts with a combined market capitalisation of S$104 billion — faces a convergence of regulatory and structural risks that warrant supervisory attention. While aggregate gearing remains below the MAS statutory ceiling of 50%,...
by The Kopi Notes | Aug 6, 2026 | Investment Insurance
Endowment Plan vs Money Market Fund Singapore 2026 Guaranteed Returns vs Flexible, Liquid Growth — Which Wins for Your Idle Cash? An endowment plan guarantees a fixed return (around 1.81% p.a. on average) if you hold it to maturity, but locks up your cash for...
by The Kopi Notes | Aug 5, 2026 | Digital Banks
Endowus + MariBank: The CPF, SRS & Cash Two-Platform Strategy for Singapore Investors (2026) Why splitting your money between a robo-advisor and a digital bank beats leaving it all in one place. Endowus lets you invest your CPF-OA, SRS, and cash into globally...
by The Kopi Notes | Aug 5, 2026 | S REITS
Mapletree Pan Asia Commercial Trust (MPACT) Share Price Target 2026: What DBS & Maybank Are Predicting (SGX: N2IU) DBS and Maybank both trimmed their targets after MPACT’s 1Q FY26/27 results — but both kept their BUY calls. Here’s what’s...
