by The Kopi Notes | Aug 7, 2026 | Life Insurance
Return of Premium Term Life Insurance Singapore 2026: Do You Get Your Money Back, or the Sum Assured? Two Singapore insurers let you get something back if you outlive your term policy — but they don’t pay back the same thing. Here’s the difference,...
by The Kopi Notes | Aug 7, 2026 | Investing
How to Invest in Singapore When You’re Nearing Retirement: Shifting From Growth to Income (2026) Your goal changes from growing your money to making it last — here’s how to shift gears without overreacting. As you approach retirement, your investing...
by The Kopi Notes | Aug 7, 2026 | Investment Insurance
INVESTMENT INSURANCE Endowment Plan vs Unit Trust Singapore 2026: Guaranteed Growth vs Actively Managed Funds An endowment plan and a unit trust both pool your money for growth, but they work very differently. Read on for the real numbers. An endowment plan gives you...
by The Kopi Notes | Aug 6, 2026 | Digital Banks
DIGITAL BANKS & ROBO-ADVISORS Endowus + Trust Bank: The CPF/SRS + Cash Combo Strategy for Singapore Investors (2026) How to put idle CPF-OA and SRS money to work with Endowus, while your everyday cash earns more in Trust Bank — a two-platform combo that covers...
by The Kopi Notes | Aug 6, 2026 | S REITS
CICT Share Price Target 2026: What CGS & Maybank Analysts Predict (SGX: C38U) CapitaLand Integrated Commercial Trust — analyst verdicts, the Paragon acquisition, and where the consensus target sits. CapitaLand Integrated Commercial Trust (CICT, SGX: C38U) trades...