Endowus Referral Code 2026: 2V343
Use Endowus referral code 2V343 to earn a cash reward on your first investment. Singapore’s leading CPF, SRS and cash investment platform — trusted by over 200,000 investors.
🗓 April 2026 Current Offer
April 2026: Earn S$20 Fee Credit on Your First Investment
Use referral code 2V343 when signing up for Endowus. Both you and your referrer receive S$20 in Endowus fee credits when you invest a minimum of S$1,000 and maintain it for at least 90 days. Credits are automatically applied to your quarterly Endowus Fees. New clients only.
Table of Contents
Endowus Referral Code: 2V343
The Endowus referral code is 2V343. Enter this code when signing up for Endowus to receive a cash reward credited to your Endowus account. Endowus is Singapore’s first and only platform that lets you invest CPF, SRS, and cash savings in a single place.
| Detail | Info |
|---|---|
| Referral Code | 2V343 |
| Platform Type | Robo Advisor / Fund Platform |
| Investment Types | CPF, SRS, Cash |
| MAS Licensed | Yes — Capital Markets Services Licence |
| Min. Investment | S$1,000 (cash); S$100 (CPF/SRS) |
| Annual Fee | 0.25%–0.60% p.a. (tiered by AUM) |
Not financial advice. Referral bonus terms may change — verify current offer on Endowus website. Data as at April 2026.
How to Use the Endowus Referral Code
- Go to endowus.com or download the Endowus app from App Store / Google Play.
- Click “Get Started” and complete your account registration using MyInfo (SingPass) for fastest verification.
- Enter referral code 2V343 when prompted — look for the “Referral Code” field during onboarding. Do not skip this step.
- Complete your risk profile and select your preferred portfolio (flagship, ESG, or income focus).
- Fund your account — via bank transfer, CPF, or SRS. The referral reward is credited once the minimum funding condition is met.
Important: The referral code must be entered before completing account setup. It cannot be added retroactively.
What You Get with Code 2V343
Using code 2V343 earns you a cash reward on your Endowus account. Endowus periodically updates its sign-up promotions — check the current offer on their website before signing up. Beyond the referral bonus, Endowus provides Singapore’s most cost-efficient fund access: 100% trailer fee rebates mean you pay only the access fee, not the fund’s full expense ratio.
If you invest your CPF Ordinary Account (OA) savings through Endowus, you gain access to globally diversified low-cost funds — something not available through CPF Investment Scheme (CPFIS)-approved unit trusts alone. See our CPF investment strategy guide for how this fits into a broader plan.
About Endowus Singapore
Endowus was founded in 2017 and is backed by investors including Lightspeed Venture Partners and UBS. It holds a Capital Markets Services (CMS) licence from MAS and is one of Singapore’s most trusted digital wealth platforms. With over S$4 billion in assets under advice as at 2025, Endowus serves retail and accredited investors across cash, CPF, and SRS accounts.
Its defining feature is full trailer fee rebates — Endowus rebates 100% of the trailer fees fund managers pay to distributors back to investors. This makes Endowus structurally cheaper than bank-sold unit trusts for long-term investors building towards retirement.
Investing via CPF & SRS with Endowus
Endowus is one of the few platforms in Singapore that allows you to invest CPF OA and SA balances (via CPFIS) and SRS funds in a single interface. Key points for Singapore investors:
- CPF OA: Invest above the first S$20,000 via CPFIS into globally diversified funds. Target returns above the 2.5% OA floor rate. Use our CPF OA/SA/MA calculator to see how much is investable.
- SRS: Reduce taxable income by contributing to SRS, then invest those funds with Endowus for long-term growth.
- Cash: Endowus Cash Smart provides capital-preserving alternatives to fixed deposits with daily liquidity.
For retirement planning, combine Endowus with our Retirement Planning Calculator to model how your CPF and SRS investments project against your target retirement income.
Endowus vs Competitors
| Platform | Referral Code | CPF Investing | Min. Fee p.a. |
|---|---|---|---|
| Endowus | 2V343 | ✅ Yes | 0.25% |
| Syfe | SRPRFFFCD | ❌ No | 0.35% |
| StashAway | — | ❌ No | 0.20% |
| FSMOne | P0544985 | ✅ Yes | 0.08% (ETFs) |
Endowus is the top choice for investors who want to deploy CPF and SRS savings into globally diversified funds with institutional-grade access and full trailer fee rebates. For passive income via S-REIT ETFs, see our Singapore REIT ETF guide.
Frequently Asked Questions
What is the Endowus referral code for 2026?
The Endowus referral code for 2026 is 2V343. Enter this during sign-up to receive a cash reward on your Endowus account. The code is valid for new Endowus customers only.
Can I use Endowus with my CPF savings?
Yes. Endowus is one of the only platforms in Singapore that lets you invest CPF OA and SA savings via CPFIS, alongside SRS and cash, all in one account. This makes it particularly valuable for Singapore investors building a long-term retirement portfolio using their CPF funds.
Is Endowus safe and MAS-regulated?
Yes. Endowus holds a Capital Markets Services (CMS) licence from the Monetary Authority of Singapore (MAS). Client assets are held in segregated custody accounts — they are not on Endowus’s balance sheet, so they are protected even if Endowus were to cease operations.
What is Endowus's annual fee?
Endowus charges an access fee of 0.25%–0.60% per annum, tiered by total assets under advice. All trailer fees paid by fund managers are fully rebated back to clients, meaning the all-in cost is often lower than comparable bank-sold unit trusts. CPF and SRS investing through Endowus uses the same fee structure.
What's the difference between Endowus and Syfe?
The key difference is CPF access: Endowus supports CPF OA/SA investing via CPFIS, while Syfe does not. Endowus also offers full trailer fee rebates on all funds, which structurally reduces costs for long-term investors. Syfe has a stronger range of thematic and REIT+ portfolio options for cash investing. Both are MAS-licensed. Use referral code SRPRFFFCD for Syfe.
More Singapore Referral Codes & Tools
Stack bonuses across platforms and grow your passive income portfolio.