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Home » Author: <span>The Kopi Notes</span>
Singapore T-Bill vs SSB September 2026: Same Deadline on 26 Aug – Which to Pick?

Singapore T-Bill vs SSB September 2026: Same Deadline on 26 Aug – Which to Pick?

by The Kopi Notes | Aug 23, 2026 | News

Both the September 2026 SSB and the 6-month T-bill share the same application deadline: Wednesday 26 August at 9pm. The SSB pays 1.52% in Year 1 and a 2.25% average over 10 years — the biggest month-on-month jump in months. The T-bill is expected to cut around...
LIA Critical Illness Insurance Definitions 2024: What Changed in October 2025

LIA Critical Illness Insurance Definitions 2024: What Changed in October 2025

by The Kopi Notes | Aug 23, 2026 | Life Insurance

LIA Critical Illness Insurance Definitions 2024: What Changed in October 2025 Data verified as at 23 August 2026. This article covers the LIA CI Framework 2024 changes, what the 37 standard critical illness conditions cover, and how to assess your coverage needs....
How to Invest in Singapore: Local Stocks vs Global ETFs — The 2026 Guide

How to Invest in Singapore: Local Stocks vs Global ETFs — The 2026 Guide

by The Kopi Notes | Aug 23, 2026 | Investing

How to Invest in Singapore: Local Stocks vs Global ETFs — The 2026 Guide The complete guide to choosing between Singapore stocks and global ETFs — with cost data, tax implications, and practical portfolio strategies for 2026. Singapore investors face a classic choice:...
Integrated Shield Plan Singapore 2026: What Changed and How to Choose

Integrated Shield Plan Singapore 2026: What Changed and How to Choose

by The Kopi Notes | Aug 23, 2026 | Integrated Shield Plans

Integrated Shield Plan Singapore 2026: What Changed and How to Choose An Integrated Shield Plan (ISP) tops up your basic MediShield Life cover. It lets you choose a higher ward class — Class A or a private hospital — without paying a massive bill out of pocket....
Endowment Plan vs Gold Singapore 2026: Guaranteed Growth vs Precious Metal Hedge

Endowment Plan vs Gold Singapore 2026: Guaranteed Growth vs Precious Metal Hedge

by The Kopi Notes | Aug 23, 2026 | Investment Insurance

Endowment Plan vs Gold Singapore 2026: Guaranteed Growth vs Precious Metal Hedge Which builds more wealth in 10 years — a guaranteed policy or a rallying precious metal? An endowment plan guarantees a fixed maturity payout (LIA illustration rates 3.00%-4.25% p.a.),...
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