by The Kopi Notes | Aug 25, 2026 | Life Insurance
Data verified as at 25 August 2026. Term life insurance is the most cost-effective way to protect your family’s financial future in Singapore — but many buyers get the sum assured wrong. Too little and your family struggles; too much and you are paying premiums...
by The Kopi Notes | Aug 25, 2026 | Investing
How to Invest in Singapore When Interest Rates Fall: Your 2026 Action Plan Singapore T-bill yields have dropped from 3.95% to 1.56%. Here is exactly what to do with your money now. Singapore T-bill yields have fallen sharply — from a peak of 3.95% in October 2023 to...
by The Kopi Notes | Aug 25, 2026 | Integrated Shield Plans
Integrated Shield Plan Singapore 2026: Complete Guide + April Rider Changes In This Guide What is an Integrated Shield Plan? How ISP Premiums and Claims Work 2026 Rider Changes: What You Need to Know All 7 ISP Insurers in Singapore (2026) Using MediSave for Your ISP...
by The Kopi Notes | Aug 25, 2026 | Investment Insurance
Endowment Plan vs Dividend Stocks Singapore 2026 Endowment plans offer 2.75–2.80% p.a. guaranteed. Singapore blue-chip dividend stocks yield 5–7%. One protects your capital; the other can grow it — but comes with real risk. This guide breaks down exactly what you get,...
by The Kopi Notes | Aug 24, 2026 | Digital Banks
TribeCar + IBKR: Skip the Bank, Dollar-Cost Average Your Car Savings Into a Global Portfolio (2026) Give up car ownership with TribeCar, then send the freed-up cash straight into IBKR to dollar-cost average into a global ETF — no cash-sleeve bank account needed in...