MariBank Referral Code October 2026: 2DCT80WQ — Up to S$95 in Welcome Rewards
S$15 instant cash + S$30 welcome cashback + S$50 Shopee vouchers. Valid 1–31 October 2026.
MariBank referral code for October 2026 is 2DCT80WQ. Enter this code during your MariBank app sign-up to receive S$15 cash credited instantly to your Mari Savings Account. The October promotion runs from 1 to 31 October 2026, limited to the first 10,000 successful referrals. New customers choosing the Mari Credit Card Bundle can earn up to S$95 in total welcome rewards — S$15 referral cash, S$30 welcome cashback, and S$50 in Shopee vouchers.
Not financial advice. All figures are for educational reference only. Data as at October 2026 unless noted. Disclosure: This page contains a referral code. If you sign up using my code, I may receive a small referral bonus at no extra cost to you.
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October 2026 MariBank Referral Rewards
MariBank’s October 2026 referral promotion rewards both the referrer and the new customer. Here’s the full breakdown by product:
| Product | Referral Bonus | Additional Welcome Rewards |
|---|---|---|
| Mari Credit Card Bundle | S$15 cash (instant) | S$30 cashback + S$50 Shopee vouchers = up to S$95 total |
| Mari Savings Account | S$8 cash (instant) | Up to 3.21% p.a. savings interest |
| Instant Loan Bundle | S$15 cash | Subject to loan T&Cs |
Source: MariBank app, October 2026. Valid 1–31 October 2026. Limited to the first 10,000 successful referrals. T&Cs apply.
The highest-value path is applying for the Mari Credit Card Bundle, which gets you S$15 referral cash plus up to S$80 in welcome rewards from MariBank’s own new-to-card promotions. This makes the Mari Credit Card Bundle referral the most rewarding option for new MariBank customers in October 2026.
How to Use the MariBank Referral Code
Follow these steps to apply referral code 2DCT80WQ and claim your welcome rewards:
Step 1: Download the MariBank app from the App Store, Google Play, or Huawei AppGallery.
Step 2: Open the app and tap “Sign Up” to create your MariBank account.
Step 3: During the application, look for the “Referral / Promo Code?” field. Enter 2DCT80WQ. This must be done before submitting your application — you cannot add the code afterwards.
Step 4: Choose your product — Mari Credit Card Bundle (S$15 bonus), Mari Savings Account (S$8 bonus), or Instant Loan Bundle (S$15 bonus).
Step 5: Complete identity verification via Singpass MyInfo and submit your application.
Step 6: Your referral cash bonus is credited instantly to your Mari Savings Account upon successful application. No waiting period.
The entire sign-up process takes about 5 minutes. You must be a new MariBank Personal Banking customer who did not hold any MariBank Personal Banking account before 1 October 2026 to qualify.
What You Get with Each Product
Here’s a detailed breakdown of the welcome rewards for each MariBank product when signing up with referral code 2DCT80WQ in October 2026:
Mari Credit Card Bundle — Up to S$95 Total
| Reward | Amount | Conditions |
|---|---|---|
| Referral Cash Bonus | S$15 | Credited instantly upon successful application |
| Welcome Cashback | S$30 | Spend min. S$300 (excl. Shopee) within 30 days |
| Shopee Voucher Pack | S$50 | Use Mari Credit Card Instant Checkout on Shopee |
| Total | Up to S$95 | Combined referral + welcome bonuses |
Source: MariBank app, October 2026. T&Cs apply.
Mari Savings Account — S$8 Cash + High Interest
If you only want a savings account (no credit card), you still get S$8 cash credited instantly with referral code 2DCT80WQ. MariBank’s savings account currently offers up to 3.21% p.a. on the first S$50,000 with no minimum balance, no salary crediting requirements, and daily interest calculation. For more details, see our full MariBank referral code page.
Mari Credit Card Highlights
The Mari Credit Card is one of Singapore’s strongest everyday cashback credit cards. Here are the key features as at October 2026:
| Feature | Details |
|---|---|
| Cashback Rate | 1.5% unlimited on all local spend |
| Overseas Cashback | 1.5% on up to S$1,500 foreign currency spend/month |
| Annual Fee | S$0 — permanently |
| FX Fee | 0% — uses Mastercard wholesale rate (till 31 Dec 2027) |
| Min. Spend | None required |
Source: MariBank official product page, October 2026.
For a full comparison with Trust Bank and GXS credit cards, see our dedicated Mari Credit Card referral code page. If you’re also considering other ways to grow your savings, our Singapore retirement calculator can model how small cashback savings compound over decades.
Mari Savings Account Highlights
MariBank’s savings account remains one of the most competitive no-strings-attached savings accounts in Singapore:
| Feature | Details |
|---|---|
| Interest Rate | Up to 3.21% p.a. on first S$50,000 |
| Min. Balance | S$0 |
| Conditions | No salary crediting, no min spend, no bonus tiers |
| SDIC Insured | Yes — up to S$100,000 |
Source: MariBank app, October 2026.
For Singapore investors maintaining a cash allocation alongside investments in S-REITs or REIT ETFs, MariBank’s savings account is one of the best places to park idle capital. You can also consider Syfe Cash+ for slightly higher yields with 1–2 day withdrawal times.
Tips to Maximise Your October 2026 Rewards
Here’s how to squeeze the most value out of your MariBank sign-up this month:
1. Choose the Mari Credit Card Bundle — it gives you S$15 referral cash (vs S$8 for savings-only) plus access to the S$30 welcome cashback and S$50 Shopee vouchers.
2. Hit S$300 in non-Shopee spend within 30 days — this unlocks the S$30 welcome cashback. Everyday spending on groceries, dining, and transport counts.
3. Use Mari Credit Card Instant Checkout on Shopee — this activates the S$50 Shopee voucher pack and earns you 1.5% unlimited Shopee Coins on top.
4. Park spare cash in Mari Savings — the 3.21% p.a. rate is competitive with no lock-in. Consider also the 2.88% p.a. Mari Fixed Deposit promo for 1 month on S$5,000–S$50,000.
5. Set up Apple Pay or Google Pay — the Mari Credit Card works with both, so you can start earning cashback immediately even before the physical card arrives.
Frequently Asked Questions
What is the MariBank referral code for October 2026?
The MariBank referral code for October 2026 is 2DCT80WQ. Enter this code in the MariBank app during registration to receive S$15 cash (for Mari Credit Card Bundle or Instant Loan Bundle) or S$8 cash (for Mari Savings Account). The October promotion is valid from 1 to 31 October 2026 and limited to the first 10,000 successful referrals.
How much can I earn with the MariBank October 2026 referral?
New customers applying for the Mari Credit Card Bundle with code 2DCT80WQ can earn up to S$95 in total welcome rewards: S$15 referral cash (instant), S$30 welcome cashback (on S$300 spend within 30 days), and S$50 in Shopee vouchers (via Instant Checkout). For savings account only, the referral bonus is S$8 cash.
Can I use a MariBank referral code if I already have an account?
No. The MariBank referral code is for new customers only. You must not have held any MariBank Personal Banking account before 1 October 2026 to qualify for the October referral promotion. The code must be entered during the initial sign-up process and cannot be added retroactively.
When will my MariBank referral bonus be credited?
The S$15 or S$8 referral cash bonus is credited instantly to your Mari Savings Account upon successful application. No waiting period. The S$30 welcome cashback is credited after you meet the S$300 minimum spend within 30 days. Shopee vouchers are activated when you use Mari Credit Card Instant Checkout on Shopee.
Is MariBank safe? Is it regulated by MAS?
Yes. MariBank holds a full digital bank licence issued by the Monetary Authority of Singapore (MAS). Customer deposits are protected by the Singapore Deposit Insurance Corporation (SDIC) up to S$100,000 per depositor — the same level of protection as DBS, OCBC, and UOB. MariBank is wholly owned by Sea Limited (SGX: SE).
What is MariBank's savings interest rate in October 2026?
MariBank offers up to 3.21% p.a. on the first S$50,000 and 3.00% p.a. above that. There are no conditions — no salary crediting, no minimum spend, no bonus tiers. Interest is calculated daily and credited monthly. Rates are subject to change; check the MariBank app for the latest figures.
Sign Up for MariBank Today
Use referral code 2DCT80WQ for up to S$95 in welcome rewards this October.
AI Disclaimer: This article was written with the assistance of AI tools and fact-checked against official MariBank sources as at October 2026. Always verify current promotions, rates, and terms directly on maribank.sg before applying. Promotions and reward rates are subject to change.
This article was researched with the help of AI. While we strive to keep all information accurate and up to date, there may be errors. If you notice any discrepancies, please contact us.
