FSMOne Referral Code 2026: P0544985
Use FSMOne referral code P0544985 to earn a reward when you open your FSMOne account. Singapore’s leading fund supermart and low-cost ETF brokerage platform.
🗓 April 2026 Current Offer
April 2026: Welcome Bonus for New FSMOne Accounts — Code P0544985
Enter referral code P0544985 when opening your FSMOne account and complete your first qualifying transaction (unit trust, ETF, or bond purchase) to receive your welcome bonus. Check the FSMOne promotions page for the current bonus amount and payout timeline. New accounts only.
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FSMOne Referral Code: P0544985
The FSMOne referral code is P0544985. Enter this code when registering for FSMOne to receive a sign-up reward. FSMOne (iFAST Financial) is Singapore’s largest fund supermart and a leading platform for ETF and bond investing.
| Detail | Info |
|---|---|
| Referral Code | P0544985 |
| Platform Type | Fund Supermart / Online Brokerage |
| Products | Unit Trusts, ETFs, Bonds, Stocks, CPF |
| MAS Licensed | Yes — iFAST Financial Pte Ltd |
| ETF Trading Fee | From 0.08% per trade (min. S$8.80) |
| CPF/SRS Support | Yes — CPFIS-approved |
Not financial advice. Referral bonus terms may change — verify current offer on FSMOne’s website. Data as at April 2026.
How to Use the FSMOne Referral Code
- Go to fsmone.com.sg and click “Open Account”.
- Complete your registration — you’ll need your NRIC, bank account details and MyInfo (SingPass).
- Enter referral code P0544985 when prompted during account setup. Look for the “Referral / Promo Code” field.
- Submit your application — FSMOne accounts are typically approved within 1–2 business days.
- Fund and trade — the referral reward is credited once the relevant trade or funding condition is met.
What You Get with Code P0544985
Using referral code P0544985 earns you a sign-up reward on your FSMOne account. FSMOne periodically updates its referral promotions — check the current offer on their website before signing up. Beyond the bonus, FSMOne’s key advantage is its extremely low ETF trading fee of 0.08% per trade, making it one of the cheapest platforms for building an ETF portfolio in Singapore.
FSMOne is particularly useful for investors who want to combine unit trust funds, ETFs, bonds, and Singapore REITs in one account — including investing via CPF and SRS. See our guide on earning passive income in Singapore for how FSMOne fits into a broader strategy.
About FSMOne Singapore
FSMOne is operated by iFAST Financial Pte Ltd, a subsidiary of iFAST Corporation Ltd (SGX: AIY), a publicly listed company on the Singapore Exchange. iFAST was founded in 2000 and is one of the largest independent wealth management platforms in Asia, with over S$20 billion in assets under administration across Singapore, Hong Kong, Malaysia and China.
FSMOne holds a Capital Markets Services (CMS) licence from MAS and a financial adviser’s licence. It is CPFIS-approved, allowing investors to use their CPF OA and SA savings to invest in unit trusts and ETFs through the platform.
ETFs & S-REITs on FSMOne
FSMOne is a strong choice for Singapore investors building an ETF or S-REIT portfolio:
- ETF trading: FSMOne charges from 0.08% per ETF trade (min. S$8.80) — one of the lowest rates among Singapore retail brokerages. This makes it ideal for regular ETF investing.
- REIT ETFs: Access Singapore REIT ETFs like the NikkoAM-Straits Trading Asia Ex Japan REIT ETF (CFA) and the Lion-Phillip S-REIT ETF (CLR) at low cost. See our Singapore REIT ETF guide for a full comparison.
- Unit trusts: Over 1,000 unit trusts available at 0% sales charge (front-end load), significantly cheaper than buying through a bank.
- Bonds: Access Singapore government bonds, SGS, MAS bills, and Singapore Savings Bonds (SSB) through FSMOne.
Use our Dividend Yield Calculator to model the income from your FSMOne REIT or ETF portfolio.
FSMOne vs Competitors
| Platform | Referral Code | ETF Fee | CPF Support |
|---|---|---|---|
| FSMOne | P0544985 | 0.08% | ✅ Yes |
| Endowus | 2V343 | 0.25% p.a. | ✅ Yes |
| Syfe | SRPRFFFCD | N/A (managed) | ❌ No |
| Tiger Brokers | — | 0.03% | ❌ No |
Frequently Asked Questions
What is the FSMOne referral code for 2026?
The FSMOne referral code for 2026 is P0544985. Enter this during account registration to receive a sign-up reward. The code is valid for new FSMOne customers only.
Can I invest CPF savings through FSMOne?
Yes. FSMOne is a CPFIS-approved platform, meaning you can invest your CPF OA (Ordinary Account) savings via the CPF Investment Scheme through FSMOne. A wide range of unit trusts and certain ETFs are available for CPF investing. Note that investing CPF OA funds means forgoing the guaranteed 2.5% p.a. interest — do so only after careful consideration.
Is FSMOne safe?
Yes. FSMOne is operated by iFAST Financial Pte Ltd, a subsidiary of SGX-listed iFAST Corporation (AIY). It holds a Capital Markets Services licence from MAS. Client assets and cash are held in trust accounts segregated from iFAST’s own balance sheet, providing protection in the event of the company ceasing operations.
What is FSMOne's ETF trading fee?
FSMOne charges from 0.08% per ETF trade with a minimum of S$8.80. This is among the lowest retail ETF trading fees in Singapore, making it especially cost-effective for investors buying Singapore REIT ETFs or broad-market ETFs like the Vanguard Total World ETF (VT) or IWDA.
What is the difference between FSMOne and Endowus?
FSMOne is a self-directed platform where you choose your own funds, ETFs, and bonds at low transaction fees. Endowus is a managed advisory platform that builds and rebalances a portfolio for you, charging an annual access fee. FSMOne is better for active investors who want control; Endowus is better for investors who prefer a hands-off approach. Both support CPF investing.
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