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DIGITAL BANKS & BROKERS · THE KOPI NOTES

moomoo Singapore 2026: Complete Beginner’s Guide — Sign-Up Bonus, Fees & How It Works

MAS-licensed • 2M+ users in Singapore • Up to S$2,000 welcome rewards

moomoo Singapore 2026 Complete Beginner's Guide — The Kopi Notes

moomoo Singapore is a MAS-licensed trading platform operated by Moomoo Financial Singapore Pte. Ltd. It gives Singapore residents access to US, SGX, Hong Kong, and other markets — with lifetime $0 commission on US stocks, a 1-year fee waiver on SGX trades for new users, and a welcome bonus of up to S$2,000 for September 2026 sign-ups. Whether you’re a first-time investor or looking to switch brokers, this guide explains exactly how moomoo works, what it costs, and how to get started.

Not financial advice. All figures are for educational reference only. Data verified as at September 2026 unless noted. Promotions are subject to change — always verify at moomoo’s official website before acting.

TL;DR:

  • moomoo is MAS-regulated and holds a Capital Markets Services (CMS) Licence — your funds are held in segregated accounts
  • US stock trades are commission-free forever; SGX trades are free for the first year for new users
  • New users can earn up to S$2,000 in welcome rewards (September 2026 campaign ends 30 Sep 2026)

What Is moomoo Singapore?

moomoo is a commission-free trading app developed by Futu Holdings, a Nasdaq-listed fintech company. In Singapore, it operates through Moomoo Financial Singapore Pte. Ltd., which has been active here since 2021. As of 2026, it has more than 2 million users in Singapore and 31 million users worldwide.

At its core, moomoo lets you invest in stocks, ETFs, options, REITs, and bonds across multiple markets — all from one app. It’s aimed at both beginners who want a simple interface and experienced traders who want professional-grade tools like Level 2 market data and options chains.

The app also supports paper trading, which lets you practise investing with virtual money before risking real funds. This makes it genuinely useful for Singaporeans who are just starting out.

Is moomoo Safe in Singapore?

Yes — moomoo is regulated by the Monetary Authority of Singapore (MAS). Moomoo Financial Singapore Pte. Ltd. holds:

  • A Capital Markets Services (CMS) Licence (CMS101000)
  • A Major Payment Institution Licence (PS20200617)
  • Exempt Financial Adviser status

As a MAS-licensed broker, moomoo is required to hold your funds in segregated client accounts — separate from the company’s own money. Even if moomoo were to fail, your assets would be protected from creditors.

Insurance coverage: up to SGD 75,000 per client

Singapore doesn’t have an equivalent to the UK’s FSCS or the US SIPC. However, moomoo provides insurance coverage of up to SGD 75,000 per client on top of the MAS-mandated segregation requirements. You can verify moomoo’s MAS registration at MAS eServices.

Is there zero risk? No investment platform is risk-free. But from a regulatory standpoint, moomoo meets Singapore’s standards. For a deeper dive, read TKN’s full moomoo safety analysis here.

Key Features of moomoo Singapore

Here’s what makes moomoo stand out among Singapore brokers in 2026:

Feature What You Get
Markets US (NYSE/NASDAQ), SGX, HK (HKEX), China A-shares, Australia
US Stocks Commission $0 lifetime — permanently free
SGX Commission $0 for first year (new users); regular fees apply after
Level 2 Data Free real-time Level 2 quotes for US and SGX (promo-based)
CDP Transfer CDP Digital Transfer — move SGX shares to/from your CDP account
Paper Trading Practise with virtual money — great for beginners
Options Options trading with beginner-friendly interface
IPO Access Apply for US and HK IPOs directly through the app
Cash Management moomoo Cash Plus — earn yield on uninvested cash
TradingView Built-in TradingView charts integration

Source: moomoo.com/sg, September 2026

The TradingView integration is a big deal for chart-focused traders — it’s the gold standard for technical analysis. Combined with moomoo’s institutional flow trackers and heat maps, you get data usually reserved for professional trading desks.

moomoo Singapore Fees — Complete Breakdown

moomoo’s pricing depends on which market you’re trading. Here’s the full picture for 2026:

moomoo Singapore fee comparison chart by market 2026 — The Kopi Notes

Source: moomoo.com/sg, September 2026. * $0 SGX commission for first year for new accounts.

US Stocks

This is moomoo’s headline offer. You pay zero commission on US stock and ETF trades — permanently, for all users. However, you still pay:

  • Platform fee: US$0.99 per order
  • SEC fee: US$0.00008 per dollar of sale value (sell orders only)
  • FINRA TAF: US$0.000166 per share (sell orders only, max US$8.30)

For a typical investor placing 10–20 US stock trades per month, the effective cost is very low — often just the US$0.99 platform fee per trade.

SGX Stocks

New moomoo accounts get $0 commission on SGX trades for the first year. After that, the standard fee kicks in: 0.10% commission (min S$4.99) plus a 0.12% platform fee (min S$4.99) per trade. So a typical SGX trade after the free year costs at least S$9.98 in fees.

If you link your CDP account to moomoo (CDP-linked mode), the fee structure is the same but shares go directly into your CDP account — safer for long-term buy-and-hold investors.

Options

Options cost US$1.30 per contract total — broken down as US$0.65 commission + US$0.65 platform fee. This is competitive versus Tiger Brokers (US$1.50/contract) and Saxo (~US$1.00–1.50/contract).

For a full deep-dive into how these fees compare across brokers for ETF investing in Singapore, read this detailed fee guide.

How to Sign Up for moomoo in Singapore (Step-by-Step)

Signing up takes about 10–15 minutes. Here’s what to do:

  1. Download the moomoo app from the App Store or Google Play. Search “moomoo” — it’s free.
  2. Create an account with your email address and set a password.
  3. Verify your identity (SingPass or manual) — Singaporeans can use SingPass for instant verification. PRs and foreigners upload their passport and proof of address.
  4. Open a brokerage account — choose between a custodian account (shares held by moomoo) or a CDP-linked account (shares in your own CDP account).
  5. Fund your account — transfer via PayNow, bank transfer, or FX. Minimum deposit is S$0 to open, but you need funds to start trading.
  6. Start trading — search for any US or SGX stock and place your first order.

The whole process is done in-app. Most SingPass-verified accounts are approved within minutes. For those doing manual verification, it typically takes 1–2 business days.

moomoo Singapore Welcome Bonus — September 2026

moomoo is currently running its September 2026 Welcome Rewards campaign, valid until 30 September 2026 at 11:59 PM SGT. New users can earn up to S$2,000 in welcome rewards.

moomoo Singapore welcome bonus tiers deposit chart 2026 — The Kopi Notes

Source: moomoo.com/sg Welcome Rewards T&Cs (August–September 2026). Chart is illustrative — verify exact tiers at moomoo’s official site.

The September 2026 welcome package includes:

  • S$30 Fund Yield Coupon — credited upon account opening and initial deposit
  • S$30 Trading Coupon — earned after completing 2 qualifying buy trades
  • Up to S$1,170 Trading Coupon — based on qualifying deposit amount
  • Up to S$770 in NVIDIA Shares — based on qualifying deposit amount
Up to S$2,000 in welcome rewards — valid until 30 Sep 2026

You must be a new moomoo SG account holder who has not deposited previously. The exact amount you receive depends on your deposit tier — higher deposits unlock more rewards. Always read the full T&Cs at moomoo’s official promotions page before signing up, as campaigns change frequently.

For the full referral code guide and how to maximise your moomoo sign-up bonus, see this dedicated moomoo referral code guide.

Who Should Use moomoo in Singapore?

moomoo is a strong choice for several types of Singapore investors:

Investor Type Why moomoo Works
US ETF investors Lifetime $0 commission on US stocks — ideal for buying CSPX or VWRA on US exchanges
Beginners Paper trading feature, clean UI, low minimum, free educational content
Active traders Level 2 data, TradingView charts, options trading with competitive fees
SGX investors Free first-year SGX trading + CDP linking for those who want Singapore stocks in their own CDP account
HK/China investors Direct access to HKEX and China A-shares via Shanghai/Shenzhen Connect

Source: TKN analysis based on moomoo fee schedule (moomoo.com/sg, Sep 2026)

That said, moomoo may not be ideal if you mainly want robo-advisory or automated investing. For those use cases, platforms like Syfe or Endowus are better fits — they handle portfolio construction and rebalancing for you.

If you’re specifically building a CPF investment strategy, Endowus is the only platform that allows direct CPF OA/SA investing in low-cost funds. moomoo does not support CPF investing.

Frequently Asked Questions

Is moomoo Singapore legitimate?

Yes. Moomoo Financial Singapore Pte. Ltd. is licensed by the MAS and holds a Capital Markets Services Licence (CMS101000). You can verify this at MAS eServices. It’s also backed by Futu Holdings, which is listed on Nasdaq (FUTU).

Does moomoo have $0 commission on all stocks?

Not all stocks. US stocks have lifetime $0 commission. SGX stocks are commission-free for the first year for new users. After the first year, standard SGX fees apply. Options, HK, and other markets have their own fee structures.

Can I transfer shares to my CDP account with moomoo?

Yes. moomoo offers CDP Digital Transfer, which lets you move SGX-listed shares between your moomoo custodian account and your CDP account. This is useful if you want to hold Singapore stocks directly in your name.

What is the minimum deposit for moomoo Singapore?

There is no minimum deposit requirement to open a moomoo account. However, you will need sufficient funds to purchase at least one share or unit of your chosen investment. Some promotions may require a minimum deposit to qualify for welcome rewards.

How long does moomoo withdrawal take in Singapore?

moomoo SGD withdrawals to a Singapore bank account typically take 1–2 business days. For step-by-step withdrawal instructions, see TKN’s moomoo withdrawal guide.

Is moomoo good for ETF investing in Singapore?

Yes, especially for US-listed ETFs. The $0 commission on US stocks means you can buy S&P 500 ETFs like CSPX or VUAA with zero brokerage cost — you only pay the US$0.99 platform fee per order. If you’re building a passive ETF portfolio, this can significantly reduce costs compared to other brokers. Read our moomoo ETF fee guide for a detailed analysis.

The Bottom Line

moomoo Singapore is one of the most competitive brokers available to Singapore investors in 2026. The combination of lifetime $0 US stock commission, a clean mobile app, professional-grade data tools, and a generous welcome bonus makes it worth considering for both beginners and experienced traders.

Just remember: $0 commission doesn’t mean zero cost. You still pay the US$0.99 platform fee per order and regulatory fees. And after the first year, SGX trades revert to standard pricing.

If you’re primarily investing in US ETFs for long-term growth, moomoo is hard to beat. For CPF-based investing or fully automated portfolios, consider pairing it with Endowus or Syfe.

Disclaimer: The Kopi Notes is not a licensed financial adviser. This article is for educational purposes only. Always do your own research before investing.

This article was researched with the help of AI. While we strive to keep all information accurate and up to date, there may be errors. If you notice any discrepancies, please contact us.