Trust credit card: Sure-win sign-up gift, up to S$8,000 · New Trust card customers, till 31 Oct. Use code HTWYQP95.

Get the code »

Income Insurance Referral Link 2026: Happy Tails Pet Insurance

Insurance Singapore 2026

Income Insurance Referral Link
Happy Tails Pet Insurance

Protect your dog or cat with Income Insurance (formerly NTUC Income). Use our link below to see Happy Tails plans and current promotions directly on Income’s site.


October 2026 Current Offers

October 2026: Income Insurance promotions

Income runs its offers on its own website. These are the current ones that fit most Singapore households. Discounts and gifts apply to new policies only.

  • Yearly travel insurance: 25% off Standard Yearly travel plans (Classic, Deluxe and Preferred Yearly), for new policies bought by 31 Dec 2026. No code needed. See the offer
  • Per-trip travel insurance flash sales: Income runs short flash sales on Standard Per-trip plans. The current one ends 26 Oct 2026, 9am (55% off). The next sales run 26 to 29 Oct and 2 to 5 Nov 2026; check Income’s page for each sale’s discount. See the offer
  • Enhanced Home Insurance: 35% off 3-year (code 3YHOME35) and 5-year (code 5YHOME35) plans until 31 Dec 2026. The Miffy Mist Humidifier gift comes with the 5-year plan only, while stocks last. See the offer
  • Domestic Helper Insurance: Up to 25% off plus 30,000 STAR$ (worth a S$30 eCapitaVoucher) with code OCT30, until 31 Oct 2026. The full 25% is for helpers aged 35 and below; older helpers get 16% to 20%. See the offer
  • PA Secure personal accident: 10% off PA Secure plans bought online and paid yearly, until 31 Dec 2026. See the offer

Check Income’s website for full T&Cs before you buy. TKN may earn a commission if you buy through these links, at no extra cost to you.


Income Happy Tails Pet Insurance

For dogs and cats in Singapore

  • Lifetime medical expenses coverage for the Clinical and Surgical, and Chemotherapy benefits (subject to policy terms).
  • Chemotherapy cover of up to S$2,500 for dogs on the Furrific plan and up to S$1,200 for cats on the Purrfect plan.
  • No Claim Discount of up to 15%.
  • Specified hereditary and congenital conditions are covered after a 12-month waiting period, if your pet is below six at the start of the first policy year.

See Happy Tails Pet Insurance →

Affiliate link. Details from Income’s pet insurance guide (April 2026); read the policy wording for full benefits, limits and exclusions.

Other Income Insurance plans

Income also offers car, home, personal accident, term and whole life cover, and Enhanced IncomeShield (an Integrated Shield Plan). Travelling soon? See our Allianz Travel Insurance referral page. Compare before you commit: our Insurance Gap Calculator shows how much cover you actually need.

Explore Income Insurance plans →

Frequently Asked Questions

Is there an Income Insurance promo code?

Income runs promotions directly on its website rather than through public promo codes. Our link takes you to Income’s site, where any current Happy Tails discount is applied at checkout.

Is Income Insurance the same as NTUC Income?

Yes. NTUC Income rebranded as Income Insurance Limited. Existing NTUC Income policies continue under Income Insurance.

What pets does Income Happy Tails cover?

Happy Tails is built for dogs and cats, with the Furrific plan for dogs and puppies and the Purrfect plan for cats and kittens. Check Income’s policy wording for age limits at entry.

Does Income pet insurance cover hereditary conditions?

Specified hereditary and congenital conditions are covered after a 12-month waiting period, provided your pet is below six years old at the start of the first policy year.

Does using your link cost me more?

No. You pay Income’s normal price. The Kopi Notes may earn a commission, which helps keep our calculators and guides free.

More referral codes from The Kopi Notes

This page contains affiliate links. The Kopi Notes may earn a commission if you buy through them, at no extra cost to you. This is not financial advice. Benefits are summarised from Income Insurance’s website as at the dates shown; read the full policy wording before buying any insurance product.