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Home » Author: <span>The Kopi Notes</span>
The Goal Isn’t a Bigger Condo. It’s the Freedom to Walk Away.

The Goal Isn’t a Bigger Condo. It’s the Freedom to Walk Away.

by The Kopi Notes | Aug 11, 2026 | Columns

The Goal Isn’t a Bigger Condo. It’s the Freedom to Walk Away. Making money make sense — a column by The Kopi Notes Singapore has a script. BTO at 28. Upgrade to a condo at 35. Maybe a landed property if the bonus is good. Every rung of the ladder feels...
Supporting Your Parents’ Retirement While Building Your Own

Supporting Your Parents’ Retirement While Building Your Own

by The Kopi Notes | Aug 11, 2026 | Columns

Supporting Your Parents’ Retirement While Building Your Own Making money make sense — a column by The Kopi Notes You give your parents $500 a month. Maybe $800. Maybe more, but you don’t talk about it. Nobody in Singapore talks about it. This column is...
What I’d Tell My 28-Year-Old Self About CPF and the First $100K

What I’d Tell My 28-Year-Old Self About CPF and the First $100K

by The Kopi Notes | Aug 11, 2026 | Columns

What I’d Tell My 28-Year-Old Self About CPF and the First $100K Making money make sense — a column by The Kopi Notes Everyone talks about the first $100K being the hardest. That’s true. But here’s what nobody told me at 28: a huge chunk of that $100K...
Endowment Plan vs SGS Bonds Singapore 2026: Guaranteed Growth vs Tradable Fixed-Rate Bonds

Endowment Plan vs SGS Bonds Singapore 2026: Guaranteed Growth vs Tradable Fixed-Rate Bonds

by The Kopi Notes | Aug 11, 2026 | Investment Insurance

Endowment Plan vs SGS Bonds Singapore 2026: Guaranteed Growth vs Tradable Fixed-Rate Bonds A side-by-side look at endowment plans and Singapore Government Securities (SGS) bonds — with real 2026 rates, worked examples, and who each one actually suits. An endowment...
Endowus + GXS Bank: The CPF/SRS Investing + High-Yield Cash Combo for Singapore Investors (2026)

Endowus + GXS Bank: The CPF/SRS Investing + High-Yield Cash Combo for Singapore Investors (2026)

by The Kopi Notes | Aug 10, 2026 | Digital Banks

Endowus + GXS Bank: The CPF/SRS Investing + High-Yield Cash Combo for Singapore Investors (2026) Endowus lets you invest your CPF-OA, SRS, and cash into low-cost, institutional-class funds, while GXS Bank’s Boost Pockets pay up to 1.6% p.a. on cash you...
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