by The Kopi Notes | Aug 11, 2026 | Columns
The Goal Isn’t a Bigger Condo. It’s the Freedom to Walk Away. Making money make sense — a column by The Kopi Notes Singapore has a script. BTO at 28. Upgrade to a condo at 35. Maybe a landed property if the bonus is good. Every rung of the ladder feels...
by The Kopi Notes | Aug 11, 2026 | Columns
Supporting Your Parents’ Retirement While Building Your Own Making money make sense — a column by The Kopi Notes You give your parents $500 a month. Maybe $800. Maybe more, but you don’t talk about it. Nobody in Singapore talks about it. This column is...
by The Kopi Notes | Aug 11, 2026 | Columns
What I’d Tell My 28-Year-Old Self About CPF and the First $100K Making money make sense — a column by The Kopi Notes Everyone talks about the first $100K being the hardest. That’s true. But here’s what nobody told me at 28: a huge chunk of that $100K...
by The Kopi Notes | Aug 11, 2026 | Investment Insurance
Endowment Plan vs SGS Bonds Singapore 2026: Guaranteed Growth vs Tradable Fixed-Rate Bonds A side-by-side look at endowment plans and Singapore Government Securities (SGS) bonds — with real 2026 rates, worked examples, and who each one actually suits. An endowment...
by The Kopi Notes | Aug 10, 2026 | Digital Banks
Endowus + GXS Bank: The CPF/SRS Investing + High-Yield Cash Combo for Singapore Investors (2026) Endowus lets you invest your CPF-OA, SRS, and cash into low-cost, institutional-class funds, while GXS Bank’s Boost Pockets pay up to 1.6% p.a. on cash you...