YouTrip Business Referral Code 2026: Promo Code YOUygWAHwmo
Use promo code YOUygWAHwmo to sign up for YouBiz — YouTrip’s corporate multi-currency card for SMEs. Get S$50 referral bonus after your first S$5 card purchase. Zero FX fees, unlimited 1% cashback.
Last updated: May 2026 · Not financial advice
YouBiz (by YouTrip) is a corporate multi-currency card designed for Singapore SMEs. It combines zero FX fees, unlimited 1% cashback, and built-in expense management — all without annual fees or minimum balance requirements.
Sign up using promo code YOUygWAHwmo below, make a card purchase of S$5 or more within 90 days, and receive a S$50 cash reward credited to your YouBiz account.
🎉 Get S$50 Free — Use Promo Code YOUygWAHwmo
New YouBiz users who sign up with our promo code and make a card purchase of S$5+ within 90 days receive S$50 credited to their YouBiz account.
Promo code: YOUygWAHwmo
Sign-up link: Register for YouBiz here →
YouBiz Promo Code: YOUygWAHwmo
Use promo code YOUygWAHwmo when registering for YouBiz. After your account is approved, make a card purchase of S$5 or more within 90 days to receive your S$50 cash reward.
There’s no cap on the number of referrals you can make — existing YouBiz users earn S$50 per successful referral.
What Is YouTrip Business (YouBiz)
YouBiz is the corporate card product from YouTrip, designed specifically for Singapore SMEs. Powered by Mastercard, it combines multi-currency payments, expense management, and corporate credit into a single platform.
Unlike traditional corporate cards that charge 2.5–3.5% FX markup, YouBiz offers zero foreign exchange fees and unlimited 1% cashback on every purchase — domestic and overseas — with no minimum spend or cashback cap.
YouBiz is regulated under the Monetary Authority of Singapore (MAS) and is backed by YouTrip’s US$50 million Series A funding from Lightspeed Venture Partners.
YouBiz Features for SMEs
- Zero FX fees: Pay suppliers and vendors in 150+ currencies at wholesale exchange rates — no markup, no hidden charges.
- Unlimited 1% cashback: Every purchase earns 1% cashback with no minimum spend, no cap, and no category restrictions.
- Unlimited virtual & physical cards: Issue cards to employees with custom spend limits and approval workflows.
- 9 currency wallets: Hold and transact in SGD, USD, EUR, GBP, JPY, HKD, AUD, CHF, and THB.
- Up to 30 sub-accounts: Manage budgets by department, project, or region — including multiple accounts in the same currency.
- Expense management: Set approval policies, receipt capture, spending categories, and real-time transaction tracking.
- Xero integration: Sync all business transactions in real-time with Xero for seamless accounting.
- Corporate credit facility: Access credit lines based on your business profile — no personal guarantees required for qualifying SMEs.
- No annual or monthly fees: Free to open, no minimum balance, no maintenance charges.
How to Sign Up for YouBiz with Promo Code
- Go to the registration page: Register for YouBiz here.
- Enter promo code: The code YOUygWAHwmo should be pre-filled from the link. If not, enter it manually in the promo code field.
- Submit business details: Provide your ACRA registration number, business address, and director/owner information.
- Verify your identity: Complete KYC verification for the account administrator.
- Account approval: YouBiz reviews your application — typically within 1–3 business days.
- Make a S$5+ purchase: Use your YouBiz card (physical or virtual) for any purchase of S$5 or more within 90 days of approval.
- Receive S$50 bonus: Your S$50 referral reward is credited to your YouBiz account.
YouBiz Fees & Pricing
| Fee / Feature | Details |
|---|---|
| Account opening fee | S$0 (free) |
| Annual / monthly fee | S$0 |
| FX markup | 0% — wholesale rates |
| Cashback | 1% unlimited on all purchases |
| Virtual cards | Unlimited, free to issue |
| Physical cards | First card free per user |
| Minimum balance | None |
| Sub-accounts | Up to 30 |
YouBiz vs Revolut Business vs Aspire — Comparison
Here’s how YouBiz compares to other popular business cards for Singapore SMEs:
| Feature | YouBiz | Revolut Business | Aspire |
|---|---|---|---|
| FX markup | 0% | 0% (weekday, paid plan) / 1% (free) | 0.5–1% |
| Cashback | 1% unlimited | Up to 1% (paid plans) | 1% (selected categories) |
| Monthly fee | Free | Free (Basic) / US$25+ (Growth) | Free |
| Virtual cards | Unlimited | Limited (free) / Unlimited (paid) | Unlimited |
| Expense management | Yes | Yes | Yes |
| Xero integration | Yes | Yes | Yes |
| Best for | SME overseas spending | Multi-product finance | Bill payments & AP |
For SMEs with significant overseas vendor payments or travel expenses, YouBiz offers the best value with its combination of zero FX fees and unlimited 1% cashback. Revolut Business provides a broader financial platform, while Aspire excels at accounts payable automation and bill management.
More Referral Deals & Guides
- YouTrip Referral Code — S$5 personal sign-up bonus
- Endowus Referral Code — S$20 fee credit for investing
- Syfe Referral Code — up to S$50 bonus cash
- FSMOne Referral Code: P0544985
- MariBank Referral Code
- Google Pay Referral Code
- Best S-REITs Singapore 2026
- Free Financial Calculators
Frequently Asked Questions
What is the YouBiz promo code for 2026?
The YouBiz promo code is YOUygWAHwmo. Sign up at biz.you.co/register with this code and make a S$5+ card purchase within 90 days to receive S$50 free.
How much is the YouBiz referral bonus?
New YouBiz users receive S$50 credited to their account after making a qualifying card purchase of S$5 or more within 90 days of account approval. The referrer also receives S$50 per successful referral with no cap.
What is the difference between YouTrip and YouBiz?
YouTrip is a personal multi-currency travel wallet. YouBiz is YouTrip’s corporate card for businesses. YouBiz includes business-specific features like unlimited employee cards, expense management, sub-accounts, Xero integration, and corporate credit facilities — features not available on the personal YouTrip card. YouBiz also offers 1% unlimited cashback, which YouTrip personal does not.
Does YouBiz charge FX fees on overseas payments?
No. YouBiz charges zero FX markup on all overseas transactions in 150+ currencies. You get the wholesale interbank exchange rate — the same rate you see on Google or XE.com. This is typically 2–4% cheaper than traditional business credit cards.
Is YouBiz suitable for freelancers or sole proprietors?
Yes. YouBiz is available to all ACRA-registered businesses in Singapore, including sole proprietorships, partnerships, and private limited companies. There is no minimum revenue requirement.
How many cards can I issue with YouBiz?
YouBiz allows you to issue unlimited virtual cards and physical cards for your team members. Each card can have custom spending limits and approval workflows set by the account administrator.
Does YouBiz integrate with accounting software?
Yes. YouBiz offers native integration with Xero for real-time syncing of all business transactions. You can also export transaction data in CSV format for use with other accounting software.
Start Saving on Business FX Costs
Sign up for YouBiz with promo code YOUygWAHwmo and get S$50 free. Zero FX fees, 1% unlimited cashback, and corporate expense management for your SME.
This page contains referral links. The Kopi Notes may receive a referral reward at no extra cost to you. This is not financial advice. All information is accurate as at May 2026.