Google Pay Referral Code 2026: d10dl1s — Earn $3 Free

Use Google Pay referral code d10dl1s to earn $3 free when you opt in to Google Pay offers and rewards and make your first payment of at least $10 in Singapore. Google Pay is a fast, secure way to pay in stores, online, and send money to friends via PayNow.

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Google Pay Referral Code: d10dl1s

The Google Pay referral code for Singapore in 2026 is d10dl1s. Use this code when signing up — or tap this referral link — to earn a $3 reward after your first qualifying payment. Google Pay (formerly GPay) is Google’s mobile payment platform, available on both Android and iOS in Singapore.

Not financial advice. Referral bonus terms may change — verify the current offer in the Google Pay app. Data as at May 2026.

How to Use the Google Pay Referral Code

1. Download Google Pay from the App Store (iOS) or Google Play (Android).
2. Open the referral link — tap g.co/payinvite/d10dl1s on your phone, or enter referral code d10dl1s manually during sign-up.
3. Opt in to offers and rewards — this is mandatory to qualify for the $3 bonus. Look for the checkbox or toggle during account setup.
4. Add a payment method — link a debit card, credit card, or bank account (DBS/POSB, OCBC, UOB, Standard Chartered are supported).
5. Make your first payment of $10 or more — pay in-store via NFC or QR code, pay online, or send money to a friend. Your $3 reward will be credited to your Google Pay balance.

Important: You must opt in to Google Pay offers and rewards before making your first payment. The referral bonus cannot be applied retroactively.

What You Get with Code d10dl1s

Using referral code d10dl1s earns you $3 credited to your Google Pay balance after your first qualifying payment of $10 or more. Beyond the sign-up bonus, Google Pay regularly offers rewards through its scratchcard system — you earn virtual scratchcards with instant cashback on qualifying transactions. Rewards can include merchant vouchers and cash sent directly to your linked bank account.

Google Pay also offers ongoing rewards when you pay $3+ in-store via QR code or UEN, and when you send $10+ to another Google Pay user. This makes it worth keeping as a regular payment app even after collecting the referral bonus.

Looking for other referral bonuses? Check out our Endowus referral code for investing or Syfe referral code for robo-advisory portfolios.

What Is Google Pay Singapore

Google Pay (Singapore) is Google’s mobile payment app, purpose-built for the Singapore market. Unlike the global Google Pay (Google Wallet), the Singapore version is a standalone app with features tailored to local payment infrastructure — including PayNow integration, QR code payments at NETS terminals, and NFC contactless payments on buses and MRT islandwide.

Google Pay works with major Singapore banks including DBS/POSB, OCBC, UOB, and Standard Chartered. You can pay at any store that accepts contactless payments, NETS QR, or PayNow. The app also supports peer-to-peer transfers — send money to any Singapore phone number instantly via PayNow integration.

Additional features include movie ticket booking (skip the queue and reserve seats in-app), group payments for splitting bills with friends, and a rewards programme that gives cashback scratchcards on qualifying transactions.

Google Pay Features & Benefits in Singapore

Here is what makes Google Pay useful for everyday spending in Singapore:

• Contactless NFC payments — tap your phone at any store that accepts contactless payments. Works on public transport (buses and MRT) islandwide.
• QR code payments — scan NETS QR or SGQR codes at hawker centres, shops, and merchants across Singapore.
• PayNow integration — send money instantly to any PayNow-registered phone number or UEN. Available for DBS PayLah!, OCBC, and Standard Chartered account holders.
• Rewards & scratchcards — earn virtual scratchcards with instant cashback on qualifying in-store and peer-to-peer transactions.
• Group payments — create a group chat, split bills, and track who has paid — all within the app.
• Movie tickets — book cinema tickets and reserve seats directly in the app.
• No fees — Google Pay does not charge any transaction fees for payments or peer-to-peer transfers.
• Security — protected by Google’s security infrastructure. Your card details are not stored on your phone or shared with merchants.

Google Pay vs GrabPay vs DBS PayLah — Singapore E-Wallets Compared

Google Pay stands out for its NFC contactless support on public transport and broad PayNow integration. GrabPay is strongest for Grab ecosystem users (rides, food delivery, GrabRewards), while DBS PayLah is ideal if you already bank with DBS/POSB. Many Singaporeans use two or more e-wallets to maximise rewards across different merchants.

For saving and investing your cashback earnings, consider putting them to work with a robo-advisor — see our Syfe referral code or Endowus referral code pages.

Frequently Asked Questions

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