by The Kopi Notes | Jan 4, 2026 | Uncategorized
Most Singaporeans know that the CPF Special Account (SA) is meant for retirement. Few realise just how powerful it can be when optimised correctly. When I finally sat down and ran the numbers — properly — the results honestly shocked me. Not because CPF is “amazing...
by The Kopi Notes | Oct 26, 2025 | Uncategorized
Is FCT the Best REIT for Beginner Dividend Investors? What if I told you that you could earn passive income every quarter just by owning a piece of Singapore’s most iconic shopping malls? No tenants to manage, no repairs to fix, just regular dividend payments...
by The Kopi Notes | Aug 28, 2025 | Uncategorized
Every time you ask ChatGPT a question, stream a Netflix show, or send a WhatsApp message, you’re consuming electricity from massive warehouses packed with humming servers. These data centers are the invisible backbone of our digital world – and they’re...
by The Kopi Notes | May 7, 2025 | Uncategorized
For investors navigating the Singapore Exchange in May 2025, industrial Real Estate Investment Trusts (REITs) remain a popular choice for stable income and exposure to vital economic infrastructure. Among the sector leaders are Mapletree Industrial Trust (SGX: ME8U)...
by The Kopi Notes | Apr 23, 2025 | Uncategorized
The current economic landscape in Singapore is characterized by falling yields, market volatility, and what experts describe as “profound uncertainty.” As of early 2025, 6-month Singapore T-bill yields have declined to 2.56%, their lowest level since June...
by The Kopi Notes | Apr 17, 2025 | Uncategorized
Singapore’s economy, highly dependent on international trade, faces significant challenges in 2025 due to escalating US–China tariff tensions. Recently imposed tariffs have created volatility and uncertainty in global markets, directly affecting sectors integral to...
