by The Kopi Notes | Apr 13, 2026 | CPF, Retirement Planning
CPF BHS 2026: Basic Healthcare Sum Raised to S$79,000 — What It Means for Your MediSave From 1 January 2026, the CPF Basic Healthcare Sum (BHS) increased to S$79,000 — up 4.6% from S$75,500 in 2025. Whether you are still building your MediSave or nearing retirement,...
by The Kopi Notes | Apr 12, 2026 | CPF, Retirement Planning
CPF Changes 2026: Everything Singapore Workers Need to Know From a higher Ordinary Wage ceiling to a new Basic Healthcare Sum and updated retirement sums — 2026 brings some of the biggest CPF policy shifts in years. Here’s what changed, what it means for your...
by The Kopi Notes | Apr 11, 2026 | Retirement Planning
Singapore Retirement Age 2026: What July’s Changes Mean for Your CPF & Retirement Plan From July 2026, the retirement age rises to 64. Here’s exactly what it means for your CPF contributions, payout calculations, and long-term income planning. From 1...
by The Kopi Notes | Mar 29, 2026 | Retirement Planning
Singapore Retirement Calculator 2026: How Much Do You Really Need to Retire?How much money do you need to retire comfortably in Singapore? The answer depends on your lifestyle, CPF savings, investment income, and when you plan to stop working. This guide walks you...
by The Kopi Notes | Mar 29, 2026 | CPF
CPF Investment Strategy 2026: How to Grow Your CPF-OA Beyond 2.5%Your CPF Ordinary Account (CPF-OA) earns a guaranteed 2.5% per year — but for Singaporeans willing to take on some investment risk, the CPF Investment Scheme (CPFIS) opens the door to potentially higher...
by The Kopi Notes | Jan 4, 2026 | CPF
Most Singaporeans know that the CPF Special Account (SA) is meant for retirement. Few realise just how powerful it can be when optimised correctly. When I finally sat down and ran the numbers — properly — the results honestly shocked me. Not because CPF is “amazing...
